In economic terms, inflation is the steady increase of the price of goods and services that accompanies an increase in the supply of currency. The average inflation of a developed country is generally near 2%. This means that if your investments see a 10% gain in a year, you need to account for inflation which reduces it to a 8% gain in today’s dollars.
The major source of economic inflation is today’s fiat money system. Governments around the world can create new money whenever it suits them. They can do that directly, by printing banknotes. Or they can do it indirectly, by allowing central banks to expand their credit by writing cheques on bank accounts whose only asset is the government’s borrowing capacity. Whenever a government creates new money, it increases the potential for inflation in its home country. When the U.S. does it, it increases the potential for worldwide inflation, since the U.S. dollar serves as one of the main assets of central banks around the world.
Our view is that inflation soared in North America in the 1970s and 1980s, partly due to the maturing of the baby boomers. As baby boomers entered the workforce and replaced older workers, they had to be trained in their new jobs. This hurt productivity and spurred businesses to raise prices. As the boomers formed families, they borrowed to buy their first homes, so they were bidding up both real-estate prices and interest rates.
The inflationary effect of their home buying spread out and pushed up prices throughout the economy. There are a number of different investments that aim to offset inflation. This includes real return bonds that pay you a rate of return that is adjusted for inflation. However, we don’t recommend them, unless you are very concerned about inflation.
Discover how to put extra strength into your portfolio with our specific advice on how to identify high-quality dividend stocks. It’s all in our newly updated report, Dividend Paying Stocks: How High Dividend Stocks Can Supercharge Your Income Investing. And it’s yours FREE!
CONAGRA BRANDS INC., $31.09, New York symbol CAG, is still a buy.
Through your shares, you tap the maker of some of North America’s most popular food brands. They include Chef Boyardee canned pasta, Hunt’s tomato sauce, Birds Eye frozen meals, Orville Redenbacher popcorn and Reddi-wip… Read More
Interest rates, inflation, politics & war are all weighing on investors’ confidence right now.
As always, some investors are wary about the market outlook in Canada and the U.S., for various reasons. One is today’s seemingly high cost of the U.S. dollar. This, though, is more… Read More
Investors in France Tap Luxury Goods and More
The French economy continues to recover from disruptions caused by the COVID-19 pandemic, but high interest rates and strained government finances continue to dampen consumer and government spending and growth.
On the positive side, tourists are returning in a.. Read More
Canadian bank stocks are true blue chip stocks and have long been a top choice for growth and income. Today’s economic uncertainty doesn’t change that
We’ve long recommended that all Canadian investors own two or more of the Big Five Canadian bank stocks — Bank of… Read More
MCDONALD’S CORP., $281.95, New York symbol MCD, is your #1 Conservative Buy for 2024.
The company is the world’s largest fast-food chain with over 40,000 restaurants in 119 countries. It serves a wide variety of food but is best known for its hamburgers and french fries.
McDonald’s has… Read More
We think the outlook remains positive for quality stocks in the right countries, and one way to profit from that—while cutting your risk—is to invest in quality ETFs like the iShares MSCI Germany Fund & Australia ETF.
With these funds, you benefit from two strong economies… Read More
Real-return bonds pay a return adjusted for inflation. But when you buy a real-return bond, you are only protecting yourself against unanticipated rises in inflation.
Real-return bonds pay you a rate of return that’s adjusted for inflation, but that’s not always as promising as it seems.
When… Read More
Ignore the “bells and whistles” when it comes to making investment decisions and instead stick to simple investing
The term “bells and whistles” came into use in the early 1900s, in the train/locomotive industry. It referred to the actual bells, whistles, and other noise-making devices attached… Read More
In the wake of the COVID-19 pandemic, governments in Canada and elsewhere continue to invest in new public works projects such as roads, mass transit systems and hospitals. Those investments are fuelling strong orders for Finning as well as demand for its maintenance and repair… Read More
Precious metal ETFs have largely centred on gold stocks. We continue to see the outlook for that precious metal as positive, and for aggressive investors who want to hold precious metal ETFs, including a silver ETF, we have two of them below.
Most precious-metal stocks dropped,… Read More
Learn everything you need to know in 'The Canadian Guide on How to Invest in Stocks Successfully' FREE Special Report from The Successful Investor.
How to Invest In Stocks Guide: Find 10 factors that make your investments safer and stronger.
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We are continuously in the process of improving our sites and services. If any new features or policies require a change to this current policy, we will post a clear notice of this change on pages of our site where the privacy policy appears. The principle behind this privacy policy is to collect information with your knowledge and consent.
What personal information do we collect?
The information we receive from customers helps us personalize and continually improve your online experience at TSI Network. TSI Network may collect personal information online for all legal purposes, which include, but are not limited to:
Information You Give Us: We receive and store any information you enter on our website or give us in any other way through sign-up forms or ordering forms for publications and services. You can choose not to provide certain information, but then you might not be able to take advantage of many of our services and features. We use the information that you provide for such purposes as responding to your requests, customizing your web browsing experience for you, improving our website, and communicating with you.
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Does TSI Network Use the Information It Receives?
"Contact Us" and Comment Features: TSI Network encourages visitors to its websites to contact us with questions and comments. Email addresses and other information of persons using these features may be collected in order to facilitate our responses to those inquiries.
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Except as provided herein, TSI Network will not sell or rent personal information about you to unaffiliated third parties.
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Changes to this Policy
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TSI Network may revise this Policy from time to time.
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