Cutting risk can cut emerging market gains

Some ETFs promote a “scientific” strategy designed to cut their risk without cutting their gains.
Computer modelling is such an approach sound. In our view, though, it’s likely to detract from long-term returns. That’s what happens with many funds that use a so-called “black box” to… Read More

The cloud keeps taking this software titan higher

The cloud keeps taking this software titan higher

This household-name software provider recently surpassed Apple as the world’s most valuable company based on market cap. It continues to expand in the fast-growing field of cloud-computing with a lucrative subscription model featuring high renewal rates.

Although the stock has gained over 20% in the past… Read More

Q: Dear Pat: I hold the following three U.S. bank stocks in my portfolio: Bank of America, J. P. Morgan Chase, and Citigroup. I would like a quick assessment on whether I should keep all three or sell all. Also, should I consolidate to one of the three? If so, which one?

A: The decision about whether to hold/buy/sell is a personal one, depending on your individual circumstances and what else you hold in your portfolio. However, in general, if you need/want to sell something from your portfolio, you are probably better off selling our “holds” than… Read More