The index-linked GIC promise: A false sense of security?

The index-linked GIC promise: A false sense of security?

An index-linked GIC is one of the many investment products that promise more than they deliver
There’s a problem with the financial industry: it offers its salespeople incentives to give clients advice that may not be in the best interest of the client.

Brokers simply have too… Read More

What is an index-linked GIC?

Financial institutions continue to create and market products like index-linked GICs that harvest many fees and commissions, but typically limit your returns.

An Index-linked GIC is marketed as a secure and profitable place to put your money by providing the buyer with a return that is… Read More

What is Pat's commentary for the week of August 21, 2012?

I read Seth Godin’s books and blog for his keen understanding of online business and marketing, and of the way business and society are evolving because of the Internet.

In his August 17 email, Seth talked about an individual who died in an auto collision. Her… Read More

Dreaming Up Investments

Many investors assume new investments come into existence to satisfy some genuine investment need — to fill gaps in investor finances that unquestionably need filling. More often, in fact, new investments come into existence much like new hair shampoos and toothpastes. That is, marketing specialists… Read More