A real estate investment trust or REIT is a type of income trust—an investment trust that holds income-producing assets. Their units trade on stock exchanges, but they flow much of their income through to unitholders as “distributions.”
REITs were first set up like mutual funds for real estate, created by the U.S. Congress in 1960. They’re usually publicly traded, and investors like REITs because REITS have a high dividend yield, based on at least 90% of their taxable income.
Canadian REITs must be a corporation that’s taxable, and follow all the rules of being a corporation. They must invest 75% or more of their total assets in real estate and make at least 75% of their gross income from their properties, including rent, financing and sales. Like most stocks that are publicly traded, they live by the rules of exchanges, and require no less than 100 shareholders.
Real estate investment trusts can be lower risk, because they invest in income-producing real estate such as office towers, shopping malls or hotels. Even so, real estate still has risks—its value rises and falls with changes in the economy, interest rates and occupancy levels. Investing in other types of income trusts can be risky as well, as the businesses that underpin them may have steady cash flow, but could stagnate as the economy changes.
Still, REITs are popular among investors seeking income. For you overall portfolio, follow TSI Network and use our three-part Successful Investor strategy:
Invest mainly in well-established companies;
Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; the Consumer sector; Finance; Utilities);
Downplay or avoid stocks in the broker/media limelight.
Look for Canadian REITs that meet these 9 key criteria
Top-quality Canadian REITs are among the most stable and highest-yielding real estate investments. That’s because many REITs hold high-quality, non-depleting assets, and have taken advantage of low interest rates to lock in financing costs for long… Read More
A: Chartwell Retirement Residences, $11.04, symbol CSH.UN on Toronto (Units outstanding: 234.7 million; Market cap: $2.6 billion; www.chartwell.com), is a real estate investment trust that is now focused on retirement homes.
The company is the largest owner and operator of seniors’ residences in Canada. It owns… Read More
These two REITs are shifting their focus to more-profitable properties. That bodes well for future distribution increases.
H&R REAL ESTATE INVESTMENT TRUST $12 is a top pick for 2022. The REIT (Toronto symbol HR.UN; Cyclical-Growth Dividend Payer Portfolio, Manufacturing sector; Units outstanding: 279.1 million; Market cap: $3.3 billion;… Read More
CROCS INC. $52 is a hold. The company (Nasdaq symbol CROX; Consumer sector; Shares outstanding: 61.6 million; Market cap: $3.2 billion; No dividend paid; Takeover Target Rating: Medium; www.crocs.com) makes casual footwear for men, women, and children. It is best known for its molded shoes featuring Croslite, a non-toxic… Read More
TSX blue-chip stocks are key components of successful investor portfolios
TSX blue chip stocks are well-established companies with attractive business prospects and trading on the Toronto Stock Exchange, like Bank of Montreal (TSE: BMO), RioCan Real Estate Investment Trust (TSX: REI.UN), and Enbridge (TSE: ENB). Well-established… Read More
REIT investing: Real estate investment trusts can provide you with a stable, profitable way of investing in real estate
Top-quality REITs are among the most stable and highest-yielding real estate investments. That’s because many REITs hold high-quality, non-depleting assets, and have taken advantage of low interest… Read More
Here’s what we think about real estate investing in Canada — and it may surprise you
We’re constantly asked about real estate investing in Canada and we understand the appeal. Even though today’s house prices still remain high in most markets (i.e., Toronto and Vancouver) mortgage… Read More
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