The Bottom-Up Investing Approach is better than Top-Down Investing

The Bottom-Up Investing Approach is better than Top-Down Investing

Investors practicing bottom-up investing focus on a company’s fundamentals, and not predictions of what may happen in an industry or the economy
We think that most investors are far better off with “bottom-up investing” as opposed to “top-down investing.” Bottom-up is where you look closely at… Read More

How to Build a Balanced ETF Portfolio for Maximum Gains

How to Build a Balanced ETF Portfolio for Maximum Gains

To create a balanced ETF portfolio, focus on funds that hold the kind of stocks we recommend
The best exchange-traded funds offer well-diversified, tax-efficient portfolios with exceptionally low management fees.

ETFs, with their relatively low management fees (MERs), have in large part eclipsed interest in mutual funds… Read More

What is Pat’s commentary for the week of August 12, 2014

Some investors wonder if buying a new condominium apartment in downtown Toronto is a good idea right now. They feel Toronto is sure to prosper as an alternative to other world financial capitals like London and New York. After all, Canada has a relatively liberal… Read More

What is Pat’s commentary for the week of May 14, 2013?

The ETF, or exchange traded fund, is the biggest advance for individual investors since the introduction of discount brokers. But keep in mind that ETFs are a limited-purpose investing tool.

You might think of an ETF as a discount version of a mutual fund. Instead of… Read More