Topic: How To Invest

Dear Pat. Can I get your comments on CoPower, including the strengths and weaknesses of this investment option. Based on my understanding of science, while being quite skeptical in general, I have no doubt that we are headed for collapse unless we act on climate-changing activities. So I would simply like to hear your take on the investment value here and the fundamentals.

Article Excerpt

A: CoPower, the Montreal-based issuer of CoPower bonds, was established in 2013. The company aims to pool senior, secured loans in individual clean-energy projects into Green Bonds with five- and three-year terms. To cut risk, it looks for projects that are already operational and generating steady revenues. Examples so far include an energy-efficiency upgrade at Toronto’s Harbourfront Centre and a commercial rooftop solar installation in Windsor, Ontario. CoPower Green Bonds are available to individual investors at a minimum of $5,000, pending a positive suitability assessment. Thereafter, investors can purchase bonds in increments of $1,000. The assessment includes an application from and phone call with the potential investor to review product details and investment terms. The bonds are currently available in Ontario, B.C., Alberta, Quebec and Nova Scotia, but the company expects they will soon be available in all Canadian provinces and territories. Holders can select a simple interest bond, and receive quarterly interest payments deposited directly into their bank accounts; the principal gets repaid at…