dividend

A dividend is a cash payout that serves as a way for companies to share the profits they’ve accumulated through their operations. These payouts are drawn from earnings and cash flow paid to the shareholders of the company. Commonly these dividends are paid quarterly, although they may also be paid annually or even monthly as well. A dividend can produce as much as a quarter of your total return over long periods. Some good companies reinvest profits instead of paying a dividend. But fraudulent and failing companies hardly ever pay a dividend. So if you only buy stocks that pay dividends, you’ll automatically stay out of almost all the market’s worst stocks. For a true measure of stability, focus on companies that have maintained or raised their dividends during recessions and stock market downturns. These firms leave themselves enough room to handle periods of earnings volatility. By continually rewarding investors, and retaining enough cash to finance their businesses, they provide an attractive mix of safety, income and growth. Dividends are an important contributor to your long-term gains, and dividend-paying stocks tend to expose you to less risk than non-dividend-payers. That’s why the majority of your stocks should be dividend-payers at all times. As you get older and closer to retirement, you should raise the proportion of dividend-paying stocks in your portfolio, to cut risk and improve the stability of your investment results. To maximize your investment returns with the least risk, follow TSI Network and use our three-part Successful Investor strategy:

  1. Invest mainly in well-established companies;
  2. Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; Consumer; Finance; Utilities);
  3. Downplay or avoid stocks in the broker/media limelight.

Discover how to put an extra strength in your portfolio with our specific advice on how to identify high-quality dividend stocks. It’s all in our newly updated report, Dividend Paying Stocks: How High Dividend Stocks Can Supercharge Your Income Investing. And it’s yours FREE!

Read More Close
We have selected Becton Dickinson as your #1 Spinoff Buy for 2022.


The medical device maker now plans to set up its diabetes-products business as a separate, publicly listed company. The split should unlock some of Becton’s holding company discount and let it focus on its new products such as COVID-19 testing kits.


Moreover, Becton’s spinoff—to be called embecta Corp.–will also be better positioned to launch its own new products and expand in emerging markets....
NUTRIEN LTD., $90.31, Toronto symbol NTR, remains a buy.

The company is the world’s largest producer of agricultural fertilizers. It took its current form on January 1, 2018, when Agrium Inc. (old symbol AGU) merged with rival Potash Corp. of Saskatchewan (old symbol POT).

Potash Corp....
J.P. MORGAN CHASE & CO., $157.89, New York symbol JPM, remains a buy.

The stock lets investors tap the largest banking firm in the U.S., with total assets of $3.74 trillion as of December 31, 2021.

The bank continues to take back the funds it set aside in early 2020 to cover potential bad loans as a result of the COVID-19 lockdowns.

In the fourth quarter of 2021, due to those reversals, the bank recorded a net credit of $1.29 billion....
DOMINO’S PIZZA INC., $473.04, remains a buy. Through their shares, investors gain exposure to the world’s largest chain of pizza stores offering takeout and delivery. The company (symbol DPZ on New York) operates 18,380 outlets, in the U.S. and 85 other countries....
CANADIAN PACIFIC RAILWAY LTD., $97.33, Toronto symbol CP, is your #1 Conservative Buy for 2022.

CP ships freight over a 23,700-kilometre rail network, mainly between Montreal and Vancouver. It also links to hubs in the U.S. Midwest and Northeast.

This is the fourth year in a row we’ve picked CP as our #1 Conservative stock....
The Chinese economy offers investors considerable long-term promise—although it faces challenges in the near term. Foremost among them is that economic activity could slow this year as the Omicron variant forces entire cities to lock down under China’s zero-COVID policy....
What is an ETF? An exchange-traded fund (ETF) is a pooled investment vehicle that trades like a common stock on the market. Investors own a portion of all the assets held by the ETF.


What assets do ETFs hold? They let you own publicly traded equities, bonds, commodities, currencies, stock options and futures.


What are the associated costs of investing in ETFs? Direct costs for investors are broker trading fees to buy and sell ETF units on the stock exchange....
ISHARES CANADIAN SELECT DIVIDEND INDEX ETF $31.65 (Toronto symbol XDV) lets you hold 30 of the highest-yielding Canadian stocks. The ETF also considers dividend growth and payout ratios to make its selections.


The weight of any one stock holding is limited to 10% of the fund’s assets....
We still recommend that most Canadians hold the bulk of their portfolios in dividend-paying Canadian stocks, or ETFs that hold those stocks. (And that includes our #1 ETF pick for 2022, see column at right.)


Meanwhile, though, investors could also hold stocks or ETFs in other market segments to add growth and diversification to their portfolios....
Bank of Montreal just announced the biggest acquisition in its 205-year history. While expanding by acquisition makes us wary, this purchase strengthens the banking giant’s U.S. retail operations and should spur its earnings for years to come. That will give the bank more room to reward investors, particularly now that Canada’s banking regulator has lifted the restrictions it imposed on capital distributions in March 2020....