dividend

A dividend is a cash payout that serves as a way for companies to share the profits they’ve accumulated through their operations. These payouts are drawn from earnings and cash flow paid to the shareholders of the company. Commonly these dividends are paid quarterly, although they may also be paid annually or even monthly as well. A dividend can produce as much as a quarter of your total return over long periods. Some good companies reinvest profits instead of paying a dividend. But fraudulent and failing companies hardly ever pay a dividend. So if you only buy stocks that pay dividends, you’ll automatically stay out of almost all the market’s worst stocks. For a true measure of stability, focus on companies that have maintained or raised their dividends during recessions and stock market downturns. These firms leave themselves enough room to handle periods of earnings volatility. By continually rewarding investors, and retaining enough cash to finance their businesses, they provide an attractive mix of safety, income and growth. Dividends are an important contributor to your long-term gains, and dividend-paying stocks tend to expose you to less risk than non-dividend-payers. That’s why the majority of your stocks should be dividend-payers at all times. As you get older and closer to retirement, you should raise the proportion of dividend-paying stocks in your portfolio, to cut risk and improve the stability of your investment results. To maximize your investment returns with the least risk, follow TSI Network and use our three-part Successful Investor strategy:

  1. Invest mainly in well-established companies;
  2. Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; Consumer; Finance; Utilities);
  3. Downplay or avoid stocks in the broker/media limelight.

Discover how to put an extra strength in your portfolio with our specific advice on how to identify high-quality dividend stocks. It’s all in our newly updated report, Dividend Paying Stocks: How High Dividend Stocks Can Supercharge Your Income Investing. And it’s yours FREE!

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If you want an extra level of security in your portfolio, then you should look for blue chip Canadian stocks

The Chinese economy was hit hard by the COVID-19 pandemic, but there are early signs of a recovery. While its economic growth is forecast to drop to 1.2% for 2020, its management of outbreaks positions it to bounce back in 2021. That also bodes well for investors’ long-term growth.


Here is one ETF that provides exposure to the top Chinese publicly listed companies.


ISHARES MSCI CHINA ETF $72.86 (Nasdaq symbol MCHI; TSI Network ETF Rating: Aggressive; Market cap: $5.8 billion) tracks the performance of the largest publicly listed Chinese companies that are available to international investors.


Consumer Cyclical stocks account for 31% of its assets, while Communication Services (22%), Financial Services (15%), Consumer Defensives (5.9%), Technology (5.5%), and Healthcare (5.3%) are other key segments.


The ETF holds a large portfolio of 609 stocks, although the top 10 make up 50% of its assets....

This month we look at two new ETFs launched by U.S. providers. The first promises to provide some protection when markets decline, and the second invests in companies that will benefit from the work-from-home trend.


NATIONWIDE RISK-MANAGED INCOME EQUITY ETF $27.45 (New York symbol NUSI) seeks to provide regular income, plus downside protection, from a portfolio of U.S....

Exchange-traded funds have traditionally offered investors three main advantages: ease of trading, low fees, and transparency. We still believe passively managed ETFs—which simply track benchmark indexes—do the best job of meeting those goals. However, actively managed ETFs, where fund managers tinker with their holdings to beat the benchmarks, are gaining popularity in Canada....
CANADIAN UTILITIES LTD. $33 (www.canadianutilities.com) is a buy. The firm distributes electricity and natural gas in Alberta and Australia. It also owns or invests in 5 power plants—1 in Canada, 2 in Australia and 2 in Mexico....
COVID-19 has forced CIBC to increase its provisions for possible future loan losses. However, the bank remains well capitalized and should continue to cut costs as the virus speeds up its customers’ shift to online banking.


CANADIAN IMPERIAL BANK OF COMMERCE $98 is a buy. It’s (Toronto symbol CM; Conservative Growth and Income Portfolios, Finance sector; Shares outstanding: 445.1 million; Market cap: $43.6 billion; Price-to-sales ratio: 2.6; Dividend yield: 6.0%; TSINetwork Rating: Above Average; www.cibc.com) is the smallest of Canada’s Big Five banks by market cap.


CIBC is now working to reduce its reliance on Canada, which now accounts for about 90% of its revenue....
TOROMONT INDUSTRIES LTD. $74 remains a buy. The company (Toronto symbol TIH; Aggressive Growth Portfolio; Manufacturing & Industry sector; Shares outstanding: 82.5 million; Market cap: $6.1 billion; Price-to-sales ratio: 1.7; Dividend yield: 1.7%; TSINetwork Rating: Extra Risk; www.toromont.com) distributes a range of industrial equipment, including Caterpillar machinery, in eastern Canada....
HOME CAPITAL GROUP INC. $24 remains a hold for aggressive investors. The alternative mortgage lender (Toronto symbol HCG; Aggressive Growth Portfolio, Finance sector; Shares outstanding: 53.0 million; Market cap: $1.3 billion; Price-to-sales ratio: 2.8; Dividend suspended in May 2017; TSINetwork Rating: Speculative; www.homecapital.com) set aside $18.67 million in the quarter ended June 30, 2020, to cover potential future loan losses....
CANADIAN TIRE CORP. (class A non-voting) is a buy. This Canadian stock (Toronto symbols CTC $212 and CTC.A $129; Conservative Growth Portfolio, Consumer sector; Shares o/s: 60.8 million; Market cap: $7.8 billion; Price-to-sales ratio: 0.6; Dividend yield: 3.5%; TSINetwork Rating: Above Average; www.canadiantire.ca) had to temporarily close its more than 1,700 stores due to COVID-19....
The COVID-19 pandemic has slowed the pace of new construction projects. But, the large backlog of orders for both of these leading engineering firms will help them rebound with the global economy. Still, for your new buying, we prefer Stantec given SNC’s new restructuring plan will weigh on its short-term earnings.


STANTEC INC....