fair isaac

What is Fair Isaac Corp.?

Fair Isaac Corporation, commonly known as FICO, is an American analytics and decision-management company best known for creating the FICO Score, one of the most widely used measures of consumer credit risk in the United States. The company was founded in 1956 and is headquartered in Bozeman, Montana.

Its business is built around two main areas: Scores and Software. The Scores segment includes the credit scoring products used by lenders, along with consumer products such as myFICO. The Software segment provides analytics, decisioning, and platform tools that help banks and other organizations make better decisions in areas like lending, fraud detection, and customer management.

In simple terms, Fair Isaac is a company that helps financial institutions and other businesses measure risk and make data-driven decisions. It is especially well known because its scoring system plays a major role in how lenders evaluate borrowers for products such as credit cards, auto loans, and mortgages.

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