investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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The market plunge at the start of the COVID-19 crisis lowered prices for most REITs. That’s because the pandemic forced many businesses to temporarily close. However, vaccines should see the economy increasingly normalize in the next several months. That will let these two REITs maintain their current distributions, or even raise them.


CHOICE PROPERTIES REIT, $15.18, is a buy. Canada’s biggest REIT (Toronto symbol CHP.UN; Units outstanding: 722.7 million; Market cap: $10.8 billion; TSINetwork Rating: Extra Risk; Dividend yield: 4.9%; www.choicereit.ca) creates value for investors through its 730 properties, with a total of 66.2 million square feet of retail, industrial and office space....
GREAT-WEST LIFECO, $36.82, is still a hold. The insurer (Toronto symbol GWO; shares o/s: 928.4 million; Market cap: $34.1 billion; TSINetwork Rating: Above Average; Dividend yield: 4.8%; www.greatwestlifeco.com) recently announced a new alliance with Sagard Holdings, a Montreal-based wealth management firm.


Sagard will buy Colorado-based EverWest, a real estate investment management firm with $3.8 billion U.S....
Business—both in Canada and internationally—remains strong for our two top Canadian insurance recommendations. These two stocks have recovered all of the ground they lost in March 2020 with onset of the pandemic, and we think they are now poised to move even higher....
Dear Inner Circle Member,

Our first question this week—see below—is from an Inner Circle member who is thinking about buying either Nike or Lululemon, and asks us to compare the two. It’s an uncommon question, since the answer depends on his investment goals, finances and temperament, what he wants in a new investment, as well as what he already owns.

To address the question, we’d start by comparing how the two companies stand in relation to each other on a wide range of measures....
NORDSTROM INC. $29 remains a hold. The company (New York symbol JWN; Aggressive Growth Portfolio, Consumer sector; Shares outstanding: 157.8 million; Market cap: $4.6 billion; Price-to-sales ratio: 0.4; Dividend suspended in March 2020; TSINetwork Rating: Extra Risk; www.nordstrom.com) owns and operates over 350 stores in the U.S....
DIAGEO PLC ADR $199 is a hold. The U.K.-based company (New York symbol DEO; Conservative Growth Portfolio, Consumer sector; ADRs outstanding: 629.0 million; Market cap: $125.1 billion; Price-to-sales ratio: 6.7; Dividend yield: 2.0%; TSINetwork Rating: Above Average; www.diageo.com) is a leading maker of premium alcoholic beverages....
BROADRIDGE FINANCIAL SOLUTIONS INC. $181 is a buy. The company (New York symbol BR; Aggressive Growth Portfolio, Finance sector; Shares o/s: 116.2 million; Market cap: $21.0 billion; Price-to-sales ratio: 4.3; Divd. yield: 1.4%; TSINetwork Rating: Average; www.broadridge.com) serves the investment industry in three main areas: investor communications, securities processing and transaction clearing.


Broadridge stands to gain from the growing push of the financial services industry to improve efficiency and lower its costs....
BROADRIDGE FINANCIAL SOLUTIONS INC. $181 is a buy. The company (New York symbol BR; High-Growth Payer Portfolio, Finance sector; Shares outstanding: 116.2 million; Market cap: $21.0 billion; Dividend yield: 1.4%; Dividend Sustainability Rating: Above Average; www.broadridge.com) serves the investment industry in three main areas: investor communications, securities processing and transaction clearing.


With the October 2021 payment, Broadridge raised your quarterly dividend by 11.3%....
Due to pandemic uncertainty, in 2020 financial services regulators instructed insurance companies—and the big banks—to freeze their dividends. It’s likely regulators will lift those restrictions by the end of this year.


Sun Life is in a particularly strong position to resume regular dividend hikes....
A: Clairvest Group, $57.60, symbol CVG on Toronto (Shares outstanding: 15.1 million; Market cap: $885.0 million; www.clairvest.com), is a Toronto-based merchant bank that invests in both public and private corporations....