investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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Dear Inner Circle member,


Investors often try to improve their investment returns by delving into high-risk and/or high-fee investment areas such as specialized investment products, options, penny stocks and so on. Far better to start off by putting yourself in a position to profit from human nature, rather than suffering because of it, as you often do in high-risk investing....
Pennsylvania-based Vanguard Group is one of the world’s largest investment management companies. In all, it administers almost $3 trillion U.S. across 175 mutual funds and ETFs.


Generally speaking, Canadians are unable to buy mutual funds that are registered in the U.S....
MANULIFE FINANCIAL CORP. $24.34 (Toronto symbol MFC; Shares outstanding: 2.0 billion; Market cap: $48.1 billion; TSINetwork Rating: Above Average; Dividend yield: 3.4%; www.manulife.ca) offers life and other related forms of insurance; it also sells mutual funds and investment management services.


In the quarter ended December 31, 2016, the company earned $0.63 per share, excluding one-time items....
Canadian bank dividends are the top reasons for investing in Canadian banks
A: The Direxion iBillionaire Index ETF, $27.51, symbol IBLN on New York (Units outstanding: 1.4 million; Market cap: $38.5 million; www.direxioninvestments.com), is designed to profit from copying the moves of billionaire investors such as Warren Buffett, Carl Icahn, Daniel Loeb, Bill Ackman and David Tepper.


The ETF began trading on August 1, 2014....
A: The BMO Low Volatility Canadian Equity ETF, $29.04, symbol ZLB on Toronto (Units outstanding: 47.2 million; Market cap: $1.4 billion; www.etfs.bmo.com), provides exposure to a low beta-weighted portfolio of Canadian stocks.


The ETF selects the 40 or so lowest beta stocks from the 100 largest and most-liquid securities in Canada....
Dear Inner Circle member,


ETFs, or exchange traded funds, started out as a discount alternative to mutual funds. The costs of investing in an ETF are much lower than costs associated with a conventional mutual fund, and early ETFs focused on simpler goals.


Instead of picking and trading investments, operators of early ETFs managed investors’ money “passively,” with the goal of duplicating the performance of a market index....
Dear client,


J.P. Morgan has jumped 16% in the past three months, while Wells Fargo is up 12%.


Those gains are partly because the new Trump administration has pledged to reduce some of the previous administration’s banking regulations....
BROOKFIELD RENEWABLE PARTNERS L.P. $39 (Toronto symbol BEP.UN; High-Growth Dividend Payer Portfolio, Utilities sector; Units outstanding: 296.3 million; Market cap: $11.6 billion; Dividend yield: 6.2%; Dividend Sustainability Rating: Above Average; www.brookfieldrenewable.com) has interests in 207 hydroelectric generating stations, 37 wind farms and five natural gas-fired power plants....
Manulife and Sun Life are two of Canada’s top life insurance companies. Both continue to perform well in this country, but Asia offers them the best growth prospects. That market continues to expand as the region’s middle class gets bigger and looks to save and invest.


MANULIFE FINANCIAL $25 (Toronto symbol MFC; Conservative-Growth Dividend Payer Portfolio, Finance sector; Shares outstanding: 2.0 billion; Market cap: $50.0 billion; Dividend yield: 3.3%; Dividend Sustainability Rating: Above Average; www.manulife.ca) sells life and other related forms of insurance, as well as mutual funds and investment management services.


The company raised its quarterly dividend by 11.1%, with the March 2017 payment....