investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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This month we highlight a diversified ETF launched by the Toronto-based alternative asset manager, Arrow Capital Management—and managed by WaveFront Global Asset Management.


The second fund is a short-dated U.S. dollar money market ETF launched by TD Asset Management.


WaveFront All-Weather Alternative Fund $20.39 (Toronto symbol WAAV) invests in a range of investment assets with the aim of delivering consistent returns across diverse market conditions.


The ETF launched in January 2025, charges an MER of 0.95%....
For decades Germany was considered to be the economic growth engine of Europe generating growth between 2% to 4% per year. But growth has slowed sharply since 2000, averaging about 1% per year. In the 2024 IMD World Competitiveness Report, Germany continued to slide and is now ranked 24th out of 67 countries.


The relative stagnation of the German economy is due to various factors:


Bureaucratic obstacles—complex regulatory frameworks and lengthy approval processes are stifling entrepreneurial initiatives, making it difficult for businesses to adapt swiftly to changing market conditions.


An aging population—this poses significant challenges for its workforce and productivity....
Germany was the only country in the Group of Seven (G7) wealthy nations to suffer an economic contraction in both 2023 and 2024. One reason was the country’s “debt brake.” In place since 2009, it sharply limits the government’s ability to borrow and run economy-stimulating deficits.


However, newly elect German Chancellor Friedrich Merz has now secured backing to remove the debt brake and pave the way for a massive increase in state borrowing.


This will spur a boom in defence and security spending as well as 500 million euros ($545 billion U.S.) in infrastructure investment....

LEON’S FURNITURE LTD. $23(www.leons.ca) is a buy. The retailer gets less than 15% of its products from the U.S., which limits its risk to tariffs. It should also benefit from the “Buy Canadian” trend. As well, Leon’s still aims to set up a new real estate investment trust (REIT) that will hold its real estate assets....
U.S. tariffs apply only to goods, not services. As a result, the share prices of these three service providers from our Aggressive Growth Portfolio have held up better than manufacturing companies.


For your new buying, we prefer Stantec and Colliers, particularly as the current economic turmoil could make it easier for them to keep buying smaller competitors at possibly lower prices....
ENBRIDGE INC. $59 is a buy. The company (Toronto symbol ENB; Conservative Growth and Income Portfolios, Utilities sector; Shares outstanding: 2.2 billion; Market cap: $129.8 billion; Price-to-sales ratio: 2.4; Dividend yield: 6.4%; TSINetwork Rating: Above Average; www.enbridge.com) is part of a consortium that plans to build the new Traverse Pipeline.


This 260-kilometre line will connect two natural gas hubs along the Texas Gulf Coast....
Broadridge Financial Solutions just grew earnings 69.6% with 13.1% higher revenues as internal growth and strategic acquisitions continue to pay off.
Your long-term dividend investing strategy should include both growth and value stocks. That will keep your income high—and add capital gains as well
Texas Roadhouse reported 23.5% higher revenues and 59.9% higher earnings as it continues opening new locations and boosting its digital sales capabilities.
CONAGRA BRANDS INC., $26.68, New York symbol CAG, is still a buy for long-term gains.

Through your shares, you tap the maker of some of North America’s most popular food brands. They include Chef Boyardee canned pasta, Hunt’s tomato sauce, Birds Eye frozen meals, Orville Redenbacher popcorn and Reddi-wip whipped cream.

The company reported lower-than-expected sales and earnings for its latest quarter....