investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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We still think investors will profit most—and with the least risk—by buying shares of well-established, dividend-paying stocks with strong business prospects.



These are companies that have leading positions in healthy industries. They also have strong management that will make the right moves to remain competitive in a changing market.



Stocks like these give investors an additional measure of safety despite today’s volatility....
Don’t undercut your profits by selling your top rising stocks too soon.
Energy mining stocks are usually volatile, but can give investors good investment returns over the long term.
DIAGEO PLC ADRs $113 (New York symbol DEO; Conservative Growth Portfolio, Consumer sector; ADRs outstanding: 630.0 million; Market cap: $71.2 billion; Price-to-sales ratio: 4.6; Dividend yield: 3.0%; TSINetwork Rating: Above Average; www.diageo.com) is the world’s largest premium alcoholic beverage company....
These two leading software makers continue to aggressively expand their cloud computing operations. While each is enhancing its long-term prospects, we feel Symantec is the better choice right now.

ADOBE SYSTEMS INC. $98 (Nasdaq symbol ADBE; Aggressive Growth Portfolio, Manufacturing & Industry sector; Shares outstanding: 499.0 million; Market cap: $48.9 billion; Price-to-sales ratio: 9.2; No dividends paid since June 2005; TSINetwork Rating: Average; www.adobe.com) continues to benefit from rising demand for its online subscription services, particularly the Creative Cloud package of photoediting and desktop-publishing programs....
ADOBE SYSTEMS INC. $98 (Nasdaq symbol ADBE; Aggressive Growth Portfolio, Manufacturing & Industry sector; Shares outstanding: 499.0 million; Market cap: $48.9 billion; Price-to-sales ratio: 9.2; No dividends paid since June 2005; TSINetwork Rating: Average; www.adobe.com) continues to benefit from rising demand for its online subscription services, particularly the Creative Cloud package of photoediting and desktop-publishing programs....
If you decide to invest in alternative energy, we recommend that you pay attention to these key risks.
A: Annaly Capital Management, $10.72, symbol NLY on New York, is a New York City-based real estate investment trust that owns and manages a portfolio of mortgage-backed securities.

The trust has agreed to buy Hatteras Financial Corp., $16.29, symbol HTS on New York, for $1.5 billion.

Formed in 2007, Hatteras is also a mortgage REIT: it owns and manages residential mortgage investments, primarily secured by adjustable-rate mortgages on single-family homes.

Most mortgage REITs have been trading at discounts to the value of their assets....
Most investor sayings and clichés have at least a hint of truth. But they can still lead you to make good or bad investment decisions, depending on how you apply them.

For instance, you’ll sometimes hear investors say that you shouldn’t fall in love with your stocks....
Investors who have a fixed idea about the future value of an investment often make the wrong decisions in the present.