rrsp
Many investors wonder how often they should sell investments they own and buy new ones. The answer is simple: With quality stocks, do it as rarely as possible.
That’s because portfolio turnover cuts into your profits. You face three main costs every time you buy and sell a stock:
1....
A: There are times when you may want to withdraw money from an RRSP. This has spawned one strategy, the RRSP meltdown, that can bring you more risk than reward.
Here’s how the RRSP meltdown works:
When you take money out of your RRSP, you have to pay tax on your withdrawal at the same rate as ordinary income in the year you make the withdrawal....
Here’s how the RRSP meltdown works:
When you take money out of your RRSP, you have to pay tax on your withdrawal at the same rate as ordinary income in the year you make the withdrawal....
Investors can profit from companies that aim to increase shareholder value through stock buybacks — as well as with dividends
Low management fees, broad diversification, and lower-risk holdings are all aspects of the best Vanguard funds for retirement portfolio building that investors should look for
A: Real-return bonds pay you a rate of return that’s adjusted for inflation.
Here’s how they work:
When a real-return bond is issued, the level of the consumer price index (CPI) on that date is applied to the bond. After that, both the principal and interest payments are adjusted every six months, upwards or downwards from that base level, to compensate for a rise or fall in the CPI.
Government of Canada real-return bonds pay interest semi-annually, on June 1 and December 1.
Here’s an example:
The Bank of Canada issues $400 million of 30-year bonds maturing on December 1, 2048....
Here’s how they work:
When a real-return bond is issued, the level of the consumer price index (CPI) on that date is applied to the bond. After that, both the principal and interest payments are adjusted every six months, upwards or downwards from that base level, to compensate for a rise or fall in the CPI.
Government of Canada real-return bonds pay interest semi-annually, on June 1 and December 1.
Here’s an example:
The Bank of Canada issues $400 million of 30-year bonds maturing on December 1, 2048....
Bell Aliant was a key acquisition for BCE in 2014, with the company agreeing to pay $3.95 billion in cash and stock for a 56% stake.
The best cannabis stocks may still have gains ahead. But the odds are very much against finding another boom
Stocks are a better capital gain investment choice than either real estate or bonds—and you can use them to minimize the tax burden on your portfolio
A conservative investing approach means building a well-balanced portfolio gradually, over time. Conservative investing is an investment strategy that involves a focus on lower-risk, predictable and stable businesses.
On September 27, I sat in on a live broadcast of “The Current”, a CBC radio program, on the subject of the cannabis stock boom. It began with an almost-too-good-to-be-true interview with Rob Armstrong, a real, live GRQ (Got Rich Quick) investor. Rob is a chef in a northern Alberta oil facility....