an rrsp
Test your knowledge on the differences between RESP and RRSP investments to ensure that you are saving for retirement, and your child’s future, in the best ways possible
What are eligible dividends? Take our dividend quiz to find out and discover some additional benefits to dividends that will help your portfolio returns
Understanding capital gains in Canada on investments is a key part of forming a profitable portfolio
Realize that taking into account capital gains in Canada on investments can lead you to save more on taxes—that’s because it’s a tax-advantaged form of income worth targeting
Alberta’s new United Conservative government has extended the previous NDP administration’s cap on oil production in the province until the end of 2020. That’s good for investors and the industry.
While output restrictions have lifted the price for Western Canadian oil, a lack of new pipeline capacity continues to limit revenue growth for producers, and gains for investors....
While output restrictions have lifted the price for Western Canadian oil, a lack of new pipeline capacity continues to limit revenue growth for producers, and gains for investors....
How do dividends work? Here are the key points every successful investor needs to know
Here’s a quiz to test your knowledge of dividend-paying stocks. Canada gives Canadian residents with dividend stocks a tax credit, but do you know what the tax savings are? Plus more quiz questions.
Choosing good Canadian stocks for your well-diversified retirement portfolio will lead to a more financially secure retirement
A: There are times when you may want to withdraw money from an RRSP. This has spawned one strategy, the RRSP meltdown, that can bring you more risk than reward.
Here’s how the RRSP meltdown works:
When you take money out of your RRSP, you have to pay tax on your withdrawal at the same rate as ordinary income in the year you make the withdrawal....
Here’s how the RRSP meltdown works:
When you take money out of your RRSP, you have to pay tax on your withdrawal at the same rate as ordinary income in the year you make the withdrawal....
Investors can profit from companies that aim to increase shareholder value through stock buybacks — as well as with dividends
A: Real-return bonds pay you a rate of return that’s adjusted for inflation.
Here’s how they work:
When a real-return bond is issued, the level of the consumer price index (CPI) on that date is applied to the bond. After that, both the principal and interest payments are adjusted every six months, upwards or downwards from that base level, to compensate for a rise or fall in the CPI.
Government of Canada real-return bonds pay interest semi-annually, on June 1 and December 1.
Here’s an example:
The Bank of Canada issues $400 million of 30-year bonds maturing on December 1, 2048....
Here’s how they work:
When a real-return bond is issued, the level of the consumer price index (CPI) on that date is applied to the bond. After that, both the principal and interest payments are adjusted every six months, upwards or downwards from that base level, to compensate for a rise or fall in the CPI.
Government of Canada real-return bonds pay interest semi-annually, on June 1 and December 1.
Here’s an example:
The Bank of Canada issues $400 million of 30-year bonds maturing on December 1, 2048....