an rrsp

Mining Stocks

There are many ways to invest in gold. But we think the best gold stocks are your safest bet.

We recommend that gold investments only make up a limited portion of your portfolio’s resources segment.

However, if you want to hold gold shares, then here are some tips to help you pick the best gold stocks on the market.

Hidden value, explosive profits

Big gains often rise from hidden value....

3 min read

Pat McKeough

How To Invest

Q: Pat: A substantial part of my portfolio is in U.S. equities. The U.S. withholding tax on the dividends results in considerable leakage of my returns. My question is, are there any ETFs that shadow, say, the S&P 500 and reinvest dividends internally and therefore bypass the dividend tax on my account? That would leave me with only the capital gains (or losses) to pay. By the way, the advice I get from the Wall Street Stock Forecaster has put me in a very good position over the years. Thank you.

A: We’ve long advised holding 20% or more of your portfolio in U.S. stocks. We see exposure to U.S. stocks, and the U.S. dollar, as a valuable form of diversification. It also gives you a hedge against a drop in the Canadian dollar, especially if you hold your stocks in a U.S.-dollar brokerage account.

Canadian shareholders pay a 15% withholding tax on dividends from U.S....

1 min read

Pat McKeough

Dividend Stocks

Investing tip: Stocks that pay dividends are one of the best ways to cut your risk

You won’t find many risky stocks that pay steady dividends, and here’s why.

3 min read

Pat McKeough

Dividend Stocks

The ins and outs ... of U.S. dividend withholding taxes

We’ve long advised holding 20% or more of your portfolio in U.S. stocks. We see exposure to U.S. stocks, and the U.S. dollar, as a valuable form of diversification. It also gives you a hedge against a drop in the Canadian dollar, especially if you hold your stocks in a U.S.-dollar brokerage account.

Canadian shareholders pay a 15% withholding tax on dividends from U.S....

1 min read

Pat McKeough

How To Invest

Maximizing your capital gains deduction is easy if you follow these helpful tips

Looking to take full advantage of your capital gains deduction? You’ve come to the right place for the necessary information

4 min read

Pat McKeough

Wealth Management

Switching your RRSP to RRIF is best for those retiring soon

Canadians must close their RRSPs the year they turn 71: Make the most of your RRIF conversion

3 min read

Jim Bates

Dividend Stocks

Canadian dividends give you tax advantages

Investors who hold dividend-paying Canadian stocks get an additional bonus: their dividends may be eligible for the tax credit reserved for the dividends of Canadian corporations.

This means those dividends get taxed at a lower rate than the same amount of interest income; for example, investors in the highest tax bracket pay tax of about 30% on dividends, compared to around 50% on interest income....

1 min read

Pat McKeough