Fair Isaac Corp.
New York symbol FIC, provides products and services that help businesses make better decisions on customer creditworthiness around the world.
FAIR ISAAC CORP. $54.42 (New York symbol FICO; TSINetwork Rating: Average) (415-472-2211; www.fairisaac.com; Shares outstanding: 35.2 million; Market cap: $1.9 billion; Dividend yield: 0.2%) makes FICO Scores, the computer program that dominates the market for software that businesses use to evaluate customer creditworthiness. The company is also profiting by selling software that helps credit card issuers control fraud and analyze cardholders’ spending patterns.
In its fiscal 2013 third quarter, which ended June 30, 2013, Fair Isaac’s earnings per share before onetime items rose 9.6% from a year ago, to $0.80 from $0.73. Revenue gained 14.5%, to $183.8 million from $160.5 million.
Fair Isaac continues to spend around 9% of its revenue on research. That lets it keep producing innovative new products that help it stay ahead of its competitors.
...
In its fiscal 2013 third quarter, which ended June 30, 2013, Fair Isaac’s earnings per share before onetime items rose 9.6% from a year ago, to $0.80 from $0.73. Revenue gained 14.5%, to $183.8 million from $160.5 million.
Fair Isaac continues to spend around 9% of its revenue on research. That lets it keep producing innovative new products that help it stay ahead of its competitors.
...
These three firms provide vital information to lenders and other financial companies. They are also leaders in their niche markets. That cuts their risk and makes it hard for new competitors to challenge them.
DUN & BRADSTREET CORP. $100 (New York symbol DNB; Conservative Growth Portfolio, Finance sector; Shares outstanding: 38.8 million; Market cap: $3.9 billion; Price-to-sales ratio: 2.6; Dividend yield: 1.6%; TSINetwork Rating: Average; www.dnb.com) is the world’s largest provider of credit reports on individual companies....
DUN & BRADSTREET CORP. $100 (New York symbol DNB; Conservative Growth Portfolio, Finance sector; Shares outstanding: 38.8 million; Market cap: $3.9 billion; Price-to-sales ratio: 2.6; Dividend yield: 1.6%; TSINetwork Rating: Average; www.dnb.com) is the world’s largest provider of credit reports on individual companies....
FAIR ISAAC CORP. $51 .(New York symbol FICO; Aggressive Growth Portfolio, Manufacturing & Industry sector; Shares outstanding: 35.2 million; Market cap: $1.8 billion; Price-to-sales ratio: 2.5; Dividend yield: 0.2%; TSINetwork Rating: Average; www.fico.com) makes FICO Scores, a computer program that helps businesses make better decisions about customer creditworthiness. The company also produces software that helps credit card issuers control fraud and analyze cardholders’spending patterns.
In the company’s fiscal 2013 third quarter, which ended June 30, 2013, its earnings per share before one-time items rose 9.6% from a year ago, to $0.80 from $0.73.
Revenue gained 14.5%, to $183.8 million from $160.5 million. That’s largely because the company recently acquired Adeptra, which makes systems that let businesses communicate with customers through various channels, including voice, text messaging, mobile applications and email.
...
In the company’s fiscal 2013 third quarter, which ended June 30, 2013, its earnings per share before one-time items rose 9.6% from a year ago, to $0.80 from $0.73.
Revenue gained 14.5%, to $183.8 million from $160.5 million. That’s largely because the company recently acquired Adeptra, which makes systems that let businesses communicate with customers through various channels, including voice, text messaging, mobile applications and email.
...
WESTJET AIRLINES LTD., $21.36, symbol WJA on Toronto, moved up almost 7% this week after reporting record quarterly earnings. In the three months ended June 30, 2013, the company’s earnings rose 5.2%, to $44.7 million from $42.5 million a year earlier. That marks WestJet’s 33rd consecutive quarter of profitability. Earnings per share rose 9.7%, to $0.34 from $0.31, on fewer shares outstanding. Revenue increased 4.3%, to $843.7 million from $809.3 million a year earlier. WestJet shares fell as low as $19.65 earlier this week after reaching an all-time high of $25.47 in April 2013. The decline was mostly due to investor concern that the company’s profit growth could slow if it can’t fill the new planes it’s adding to the same level as its current fleet. That includes its new Canadian regional airline, WestJet Encore, which launched in June 2013....
FAIR ISAAC CORP. $49.29 (New York symbol FICO; TSINetwork Rating: Average) (415-472-2211; www.fairisaac.com; Shares outstanding: 35.9 million; Market cap: $1.8 billion; Dividend yield: 0.2%) makes FICO Scores, the computer program that dominates the market for software that businesses use to evaluate customer creditworthiness....
FAIR ISAAC CORP. $49.29 (New York symbol FICO; TSINetwork Rating: Average) (415-472-2211; www.fairisaac.com; Shares outstanding: 35.9 million; Market cap: $1.8 billion; Dividend yield: 0.2%) makes FICO Scores, the computer program that dominates the market for software that businesses use to evaluate customer creditworthiness. The company is also profiting by selling software that helps credit card issuers control fraud and analyze their clients’ spending patterns.
In its fiscal 2013 second quarter, which ended March 31, 2013, Fair Isaac’s earnings per share before one-time items rose 4.4% from a year ago, to $0.69 from $0.66. Revenue rose 12.4%, to $179.3 million from $159.5 million.
Fair Isaac continues to spend around 8% of its revenue on research. That lets it keep producing innovative new products that help it stay ahead of its competitors. It’s also building its expertise by purchasing other technology firms. That adds risk, but most of these are small purchases that it can easily integrate into its current businesses.
...
In its fiscal 2013 second quarter, which ended March 31, 2013, Fair Isaac’s earnings per share before one-time items rose 4.4% from a year ago, to $0.69 from $0.66. Revenue rose 12.4%, to $179.3 million from $159.5 million.
Fair Isaac continues to spend around 8% of its revenue on research. That lets it keep producing innovative new products that help it stay ahead of its competitors. It’s also building its expertise by purchasing other technology firms. That adds risk, but most of these are small purchases that it can easily integrate into its current businesses.
...
FAIR ISAAC CORP., $44.18, symbol FICO on New York, makes FICO Scores, a computer program that helps businesses make better decisions about customer creditworthiness. FICO Scores dominates this niche market. In addition, Fair Isaac continues to profit by selling software that helps credit card issuers control fraud and analyze cardholders’ spending patterns. In its fiscal 2013 second quarter, which ended March 31, 2013, Fair Isaac’s earnings per share before one-time items rose 4.4% from a year ago, to $0.69 from $0.66. Revenue rose 12.4%, to $179.3 million from $159.5 million. That’s largely because the company recently acquired Adeptra, which makes systems that let businesses communicate with customers through a range of channels, including voice, instant messaging, mobile applications and email. Fair Isaac continues to spend around 8% of its revenue on research. That lets it keep producing innovative new products that help it stay ahead of its competitors....
FAIR ISAAC CORP. $44 (New York symbol FICO; Aggressive Growth Portfolio, Manufacturing & Industry sector; Shares outstanding: 35.5 million; Market cap: $1.6 billion; Price-to-sales ratio: 2.2; Dividend yield: 0.2%; TSINetwork Rating: Average; www.fico.com) makes FICO Scores, a computer program that helps businesses make better decisions about customer creditworthiness....
FAIR ISAAC CORP. $44 (New York symbol FICO; Aggressive Growth Portfolio, Manufacturing & Industry sector; Shares outstanding: 35.5 million; Market cap: $1.6 billion; Price-to-sales ratio: 2.2; Dividend yield: 0.2%; TSINetwork Rating: Average; www.fico.com) makes FICO Scores, a computer program that helps businesses make better decisions about customer creditworthiness. The company also makes software that helps credit card issuers control fraud and analyze cardholders’spending patterns.
The company has paid an undisclosed sum for Infoglide Software Corp. This privately held firm makes programs that help businesses and government agencies detect identity theft, money laundering and other fraudulent activities. It does this by simultaneously searching a wide variety of databases for hidden relationships between people, places and things. For example, Infoglide’s technology can quickly check to see if a witness to an insurance claim has a connection to a known fraudster.
Fair Isaac is a buy.
...
The company has paid an undisclosed sum for Infoglide Software Corp. This privately held firm makes programs that help businesses and government agencies detect identity theft, money laundering and other fraudulent activities. It does this by simultaneously searching a wide variety of databases for hidden relationships between people, places and things. For example, Infoglide’s technology can quickly check to see if a witness to an insurance claim has a connection to a known fraudster.
Fair Isaac is a buy.
...
WESTJET AIRLINES LTD., $25.00, symbol WJA on Toronto, reports that its load factor rose to a record 84.3% in the first quarter of 2013 from 83.0% a year earlier. Load factor is the percentage of available seats that are occupied by paying passengers. More important, the rise came despite the fact that the company increased its capacity by 6.0% to meet higher demand. Revenue passenger miles (the total number of paying passengers on each plane multiplied by the distance travelled in miles) rose 7.8% in the latest quarter. The company is also upgrading its newer planes to include a section with greater legroom and other benefits, such as priority boarding. As well, new partnerships with international airlines like Air France are helping WestJet attract more passengers....