Fair Isaac Corp.

While banks like J.P. Morgan and Wells Fargo (see page 101) should make up the bulk of your Finance sector holdings, we also recommend adding niche financial services stocks like these two.


EBAY INC. $64 is a buy. The company (Nasdaq symbol EBAY; Finance sector; Shares outstanding: 489.0 million; Market cap: $31.3 billion; Price-to-sales ratio: 3.2; Dividend yield: 1.7%; TSINetwork Rating: Above Average; www.ebay.com) operates e-commerce websites in over 190 countries, where sellers pay fees to auction items or offer them at fixed prices....

Fair Isaac is a Power Buy for our subscribers thanks to its gains of 97.4% over the last year and a whopping 12,788.2% since we first recommended it.

ACI Worldwide and Fair Isaac have winning business models, especially in today’s expanding financial markets. We believe that will lead to strong growth in future years. Both are hitting new highs, but we still see them as buys.


ACI WORLDWIDE, $48.08, is a buy. The firm (Nasdaq symbol ACIW; TSINetwork Rating: Extra Risk) (Shares o/s: 104.7 million; Market cap: $5.0 billion; No dividends paid) is the leading software provider for processing transactions by credit cards, debit cards, automated teller machines, point-of-sale terminals and interbank systems....

GARMIN LTD., $168.52, is a buy. The company (symbol GRMN on Nasdaq) makes GPS devices and software for five different markets: fitness, outdoors, auto, aviation, and marine.

In the three months ended June 29, 2024, Garmin’s overall revenue rose 14.1%, to $1.51 billion from $1.32 billion a year earlier.

Sales in the marine segment rose 26%....

ACI Worldwide and Fair Isaac both have winning business models in expanding markets. We believe that will lead to strong growth in future years. Both are buys.


ACI WORLDWIDE, $36.71, is a buy. The firm (Nasdaq symbol ACIW; TSINetwork Rating: Extra Risk) (Shares o/s: 105.4 million; Market cap: $3.9 billion; No divds.) is the leading software provider for processing transactions by credit cards, debit cards, automated teller machines, point-of-sale terminals and interbank systems....

ELI LILLY AND COMPANY, $726.31, is a buy. The drugmaker (symbol LLY on New York) discovers, develops, manufactures, and markets human pharmaceutical products.

This week, Lilly announced that its popular weight loss drug, Zepbound, seems to help people with obstructive sleep apnea.

Based on results from trials in people with sleep apnea, the company said it plans to submit the material to the U.S....

Shares of Fair Isaac have risen 84.8% for our subscribers over the last year—and a whopping 9,413.5% since we first recommended the stock in our February 1999 issue at $13.60 a share (split adjusted)! That said, we think the shares have room to move much higher.


The company plays a key role for lenders making mortgage underwriting decisions....

Fair Isaac is a Power Buy for our subscribers thanks to its gains of 91.5% over the last year and a whopping 9,616.5% since we first recommended it.

FAIR ISAAC CORP., $1,255.30, is a buy for our subscribers. Investors in this stock draw gains from a company (symbol FICO on New York) best known for its FICO Scores software. It lets lenders make better decisions about customer creditworthiness. Fair Isaac also makes programs that help credit-card issuers reduce fraud and analyze the spending patterns of cardholders.

For the quarter ended December 31, 2023, revenue rose 10.8%, to $382.1 million from $344.9 million a year earlier....

Fair Isaac is a Power Buy for our subscribers thanks to its gains of 98.2% over the last year and a whopping 9,372.9% since we first recommended it.