investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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When you complete your income tax return, take a moment to consider the charitable donations you made in 2016. How carefully did you choose the charities you supported? How much time did you spend to investigate how they’ll spend your money?



Many people find it uncomfortable to inquire into the goodwill or efficiency of any charity....






The Successful Investor



BLACKBERRY LTD., $11.52, Toronto symbol BB, provides wireless communication services, mainly to businesses and government agencies.


The stock jumped 12% this week after an arbitrator awarded the company $814.9 million U.S....
A key element of our investment advice is to spread your money across most if not all the five economic sectors: Finance; Utilities; Consumer Goods & Services; Resources & Commodities; and Manufacturing & Industry. That way, you avoid overloading yourself with stocks that are about to slump simply because of industry conditions or changes in investor fashion.


Generally speaking, stocks in the Resources & Commodities sector and the Manufacturing & Industry sector expose you to above-average volatility....
A key element of our investment advice is to spread your money across most if not all the five economic sectors: Finance; Utilities; Consumer Goods & Services; Resources & Commodities; and Manufacturing & Industry. That way, you avoid overloading yourself with stocks that are about to slump simply because of industry conditions or changes in investor fashion.


Generally speaking, stocks in the Resources & Commodities sector and the Manufacturing & Industry sector expose you to above-average volatility....
The most popular stocks, which are often in the media or broker limelight, are often overpriced and may plunge.
A: In late 2013, Mexican President Enrique Pena Nieto signed a law that allows foreign companies to drill for oil for the first time since the sector was nationalized in 1938. The legislation was passed by Congress on December 13, 2013, and ratified by a majority of Mexican states.


Private companies are now allowed to sign contracts to drill for oil and gas in partnership with heavily indebted state-controlled firm Pemex, which will get a share of the profits.


The law was controversial in Mexico, but Pemex’s oil output has declined for more than a decade due to a lack of investment....
Dear Inner Circle Member,


Here are three issues in the news that investors wonder about today.


The Syrian poison gas attack and President Trump’s response to it. Like any wartime massacre, this one is a tragedy. It may have been the work of Syria, or any of the parties supporting or cooperating with the Syrians....
Hold some defensive stock investments in your portfolio—but don’t overdo it
SUN LIFE FINANCIAL $47.64 (Toronto symbol SLF; Shares outstanding: 613.6 million; Market cap: $29.8 billion; TSINetwork Rating: Above Average; Dividend yield: 3.5%; www.sunlife.ca) sells life insurance, savings, retirement and pension products. The company has $903.3 billion in assets under management; it mainly operates in Canada, the U.S., Asia and the U.K.


In the quarter ended December 31, 2016, the company’s earnings per share fell 13.3%, to $0.91 from $1.05 a year earlier....
The Bank of Canada will likely hold interest rates steady for all of 2017. That’s because low prices for oil should continue to offset government stimulus spending as well as stronger exports due to the weak Canadian dollar. The federal government’s tighter mortgage rules should also cool housing markets and further limit the need to raise interest rates.


Even so, interest rates are expected to rise in the long term....