investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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TD Bank recently overtook Royal Bank as Canada’s largest bank by assets. That’s partly because it has spent about $20 billion in the past three years buying other businesses.

Growth by acquisition is riskier than internal growth, as acquisitions carry an above-average chance of unpleasant surprises....
In addition to TD (see page 21), we also like the outlook for Canada’s other four big banks. Each has its particular risks, but all are good choices for long-term growth and income.

ROYAL BANK OF CANADA $71 (Toronto symbol RY; Conservative Growth and Income Portfolios, Finance sector; Shares outstanding: 1.4 billion; Market cap: $99.4 billion; Price-to-sales ratio: 2.7; Dividend yield: 3.8%; TSINetwork Rating: Above Average; www.rbc.com) is Canada’s second-largest bank, with $860.8 billion of assets.

Royal recently agreed to sell its 13 branches and related operations in Jamaica....
Canadian junior aims for big diamond strike in Northwest Territories
Black Coffee, Pen and Newspaper
Jieyu Lai
Pat McKeough responds to many requests from members of his Inner Circle for specific investing advice as well as questions on investment strategy and the economy. Every week, his comments and recommendations on the most intriguing questions of the past week go out to all Inner Circle members. And each week, we offer you one of the highlights from these Q&A sessions. While we reserve our buy-hold-sell advice for Inner Circle members, these excerpts provide a great deal of information and analysis on stocks we’ve covered for members of Pat’s Inner Circle....
Two Canadian energy stocks tackle big growth projects
Oil and gas industry. Work of refinery petrochemical plant. Oil reservoir and storage tank of mineral oil. Blue sky above factory
Spade
BELLATRIX EXPLORATION (Toronto symbol BXE; www.bellatrixexploration.com) produces natural gas (70% of output) and oil (30%) in Alberta, B.C. and Saskatchewan....
compass on money
Compass and canadian dollar close up shot
Every Wednesday, we publish our “Investor Toolkit” series on TSI Network. Whether you’re a new or experienced investor, these weekly updates are designed to give you specific advice on stock market trading and other investment topics that will help you develop a successful approach to investing. Each Investor Toolkit update gives you a fundamental tip and shows you how you can put it into practice right away. Today’s tip: “The stock market climbs a ‘wall of worry’ and well-informed investors can help their stock portfolios climb with it.”...
Two leading Canadian REITs combine to launch joint venture
RIOCAN REAL ESTATE INVESTMENT TRUST (Toronto symbol REI.UN; www.riocan.com) is Canada’s largest real estate investment trust (REIT), with interests in 346 shopping malls containing over 83 million square feet of leasable area. That total includes 51 U.S. malls with over 14 million square feet....
Improved mobile and cloud growth are priorities for new Microsoft CEO
Technology stocks tend to be riskier than our other recommendations in the Manufacturing & Industry sector. That’s mainly because innovations can quickly make today’s products obsolete....
SONY CORP. ADRs, $16.82, New York symbol SNE, gained 7% this week after it said it would consolidate its money-losing TV operations as a separate firm by July 2014. That should make it easier to sell in the future. In the meantime, Sony will focus on making high-end ultra high-definition TV sets, which are more profitable than current TVs. As well, the company has agreed to sell its struggling Vaio personal computer operations to a private equity firm, though it will hang on to 5% of this business for now. These moves make sense, because intense competition has made these products less profitable. They will also let Sony focus on its more-promising products, like its PlayStation video game console....
RIOCAN REAL ESTATE INVESTMENT TRUST $25.35 (Toronto symbol REI.UN; Units outstanding: 302.3 million; Market cap: $7.5 billion; TSINetwork Rating: Average; Dividend yield: 5.6%; www.riocan.com) is Canada’s largest real estate investment trust (REIT), with interests in 346 shopping malls containing over 83 million square feet of leasable area....
ISHARES CDN REIT SECTOR INDEX FUND $15.52 (Toronto symbol XRE; buy or sell through brokers; ca.ishares.com) holds the 15 Canadian real estate investment trusts in the S&P/TSX Capped REIT Index. The weight of each REIT is limited to 25% of the ETF’s value.zxc iShares CDN REIT’s expenses are 0.60% of its assets....