investment
An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.
An investment involves using capital in the present to increase an asset’s value over time.
Investments may include bonds, stocks, real estate, or alternative investments.
Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.
In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).
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ARCHER DANIELS MIDLAND CO. $29 (New York symbol ADM; Aggressive Growth Portfolio, Manufacturing & Industry sector; Shares outstanding: 658.6 million; Market cap: $19.1 billion; Price-to-sales ratio: 0.2; Dividend yield: 2.4%; TSINetwork Rating: Above Average; www.adm.com) processes corn, wheat, soybeans, canola, flax seed, peanuts, cocoa and other crops into a variety of food ingredients, such as flour, oils and sweeteners. It is also the largest maker of ethanol from corn in the U.S.
In its fiscal 2013 first quarter, which ended September 30, 2012, the company earned $182 million, or $0.28 a share. That’s down 60.4% from $460 million, or $0.68 a share, a year earlier. Lower profits from its ethanol business offset higher earnings from its oilseeds operations. Revenue fell 0.4%, to $21.8 billion from $21.9 billion.
The latest earnings included a $146-million writedown of its investment in a Mexican maker of corn flour and tortillas. Without this charge and other unusual items, the company would have earned $0.50 a share in the latest quarter, down 13.8% from $0.58 a year earlier.
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In its fiscal 2013 first quarter, which ended September 30, 2012, the company earned $182 million, or $0.28 a share. That’s down 60.4% from $460 million, or $0.68 a share, a year earlier. Lower profits from its ethanol business offset higher earnings from its oilseeds operations. Revenue fell 0.4%, to $21.8 billion from $21.9 billion.
The latest earnings included a $146-million writedown of its investment in a Mexican maker of corn flour and tortillas. Without this charge and other unusual items, the company would have earned $0.50 a share in the latest quarter, down 13.8% from $0.58 a year earlier.
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Every Wednesday, we publish our “Investor Toolkit” series on TSI Network. Whether you’re a beginning or experienced investor, these weekly updates are designed to give you specific advice and insights on good investments. Each Investor Toolkit update gives you a fundamental piece of investing strategy, and shows you how you can put it into practice right away.
Today’s tip: “When you follow these 8 important steps, you are putting your financial security on a secure footing for the future.
Investors are continually deluged with promises of lifelong financial happiness, some legitimate if overly optimistic, others frankly deceptive or fraudulent. But there is no magic formula for financial security
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Today’s tip: “When you follow these 8 important steps, you are putting your financial security on a secure footing for the future.
Investors are continually deluged with promises of lifelong financial happiness, some legitimate if overly optimistic, others frankly deceptive or fraudulent. But there is no magic formula for financial security
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Empire Company Ltd., $58.74, symbol EMP.A on Toronto (Shares outstanding: 68.1 million; Market cap: $4.0 billion; www.empireco.ca), is a diversified Canadian firm based in Stellarton, Nova Scotia. Empire sells and distributes food through national grocery retailer Sobeys. It also operates movie theatres and invests in real estate and various publicly traded companies. In June 2007, Empire paid $1.06 billion for the 29.9% of Sobeys that it did not already own. (Sobeys was a recommendation of our Successful Investor newsletter. We first recommended the stock in April 2003 at $36, so the buyout left our subscribers with a gain of 61.1%.)...
Genivar Inc., $20.96, symbol GNV on Toronto (Shares outstanding: 51.1 million; Market cap: $1.1 billion; www.genivar.com), is one of Canada’s largest engineering-services firms by number of employees, with 15,000. It has over 300 offices in 35 countries. The company provides consulting services for all stages of a project, including planning, design, construction and maintenance. It has clients in the public and private sectors. Genivar first sold units to the public at $10 each and began trading on Toronto in May 2006. It converted from an income trust to a corporation on January 1, 2011....
CGI GROUP INC. (Toronto symbol GIB.A; www.cgi.com) is Canada’s largest provider of computer outsourcing services. CGI helps its clients automate routine functions, like accounting and buying supplies. That makes them more efficient and lets them focus on their main businesses.
CGI was our #1 stock pick for 2010 and 2011. In the past few years, the company has used acquisitions to expand outside of Canada. For example, it recently paid $2.7 billion for Logica plc, a U.K.-based firm that provides computer outsourcing services in 36 countries.
Thanks to purchases like this, CGI is more geographically diversified: it now gets 47% of its revenue from the U.S., 36% from Canada and 17% from the rest of the world.
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CGI was our #1 stock pick for 2010 and 2011. In the past few years, the company has used acquisitions to expand outside of Canada. For example, it recently paid $2.7 billion for Logica plc, a U.K.-based firm that provides computer outsourcing services in 36 countries.
Thanks to purchases like this, CGI is more geographically diversified: it now gets 47% of its revenue from the U.S., 36% from Canada and 17% from the rest of the world.
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As we have consistently pointed out to our subscribers and wealth management clients, investing can never be an exact science. Experience and judgment are just as essential as fundamental analysis in successful investing.
That’s also why a balanced temperament is so important. It can keep you on a steady course and help you avoid losses. It can also help you avoid investing strategies that narrow your chances of success.
One way to judge your own temperament for investing is to take a quick survey of investment approaches to see what works best for you.
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That’s also why a balanced temperament is so important. It can keep you on a steady course and help you avoid losses. It can also help you avoid investing strategies that narrow your chances of success.
One way to judge your own temperament for investing is to take a quick survey of investment approaches to see what works best for you.
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CANADIAN PACIFIC RAILWAY LTD.$108 (Toronto symbol CP) was our top pick for 2012 at $69. Since then, the stock has gained 56.5%.
We’ve long admired CP, but bad weather and poor efficiency have held back its earnings and stock price in the past few years.
It seems activist investment firm Pershing Square shared our view, and in 2011 it became CP’s largest shareholder(it now holds 14.2%)....
We’ve long admired CP, but bad weather and poor efficiency have held back its earnings and stock price in the past few years.
It seems activist investment firm Pershing Square shared our view, and in 2011 it became CP’s largest shareholder(it now holds 14.2%)....
Earnings growth at Canada’s big five banks will probably slow slightly in 2013, as rising debt levels prompt consumers to take out fewer loans.
However, business loan demand should stay steady. As well, the banks’ loan losses continue to fall as more borrowers focus on debt repayment....
However, business loan demand should stay steady. As well, the banks’ loan losses continue to fall as more borrowers focus on debt repayment....
ENBRIDGE INC. $43 (Toronto symbol ENB;Conservative Growth Portfolio, Utilities sector;Shares outstanding: 799.9 million; Market cap: $34.4billion; Price-to-sales ratio: 1.4; Dividend yield: 2.9%;TSI Network Rating: Above Average;www.enbridge.com) has bought 50% of the Massifdu Sud wind project in Quebec....
RIOCAN REAL ESTATE INVESTMENT TRUST $27(www.riocan.com) is raising its monthly distribution by 2.2% with the January 2013 payment, to $0.1175 a unit from $0.115. The new annual rate of $1.41 yields 5.2%. This is the first increase since 2008. Buy.
SNC-LAVALIN GROUP INC....
SNC-LAVALIN GROUP INC....