rrsp

Retirement investments can easily be made to boost your long-term returns with a focus on registered retirement plans and a long-term approach

Investing in gold: gold shares, gold bullion and gold in your RRSP—which is best?

Investors interested in dividends should only buy the highest-yielding Canadian dividend stocks if they meet these criteria.

It’s important to develop a retirement income strategy that fits your particular investing needs. Still, all investors following the Successful Investor approach can benefit from these top tips.

This important stock trading information cautions you against selling your holdings too soon or focusing on short-term investing over long-term results

Recently a friend asked, “Pat, I see that several prominent Canadian investor advisors recently wrote articles that said it’s a bad time to buy bonds right now. Do you agree?”

He was surprised when I told him I haven’t bought any bonds for myself since the 1990s....

The best way to manage retirement money will take advantage of tax shelters, as well as sound portfolio-building strategies

Investors who hold dividend-paying Canadian stocks get an additional bonus: their dividends may be eligible for the tax credit reserved for the dividends of Canadian corporations.


This means those dividends get taxed at a lower rate than the same amount of interest income; for example, investors in the highest tax bracket pay tax of about 29% on dividends, compared to 50% on interest income.


The tax on capital gains is even lower, at roughly 25%....

The best investments for retirement will include RRSPs, dollar-cost averaging, and diversified holdings

OVINTIV INC., $17.17, is a buy. The energy producer (Toronto symbol OVV; Shares outstanding: 259.9 million; Market cap: $4.3 billion; TSINetwork Rating: Average; Dividend yield: 2.8%) continues to improve its efficiency in response to the COVID-19 pandemic and falling oil prices....