visa

Visa Inc. is a global payments technology company headquartered in San Francisco, California. It operates one of the world’s largest electronic payment networks, helping consumers, businesses, banks, merchants, and governments send and receive digital payments.

Visa does not usually issue cards or lend money directly to consumers. Instead, it provides the network and technology that allow Visa-branded credit, debit, and prepaid cards to work between cardholders, banks, and merchants. When someone uses a Visa card, Visa helps authorize, process, and settle the transaction securely.

The company is best known for Visa credit and debit cards, but its business also includes fraud prevention tools, payment security services, contactless payments, online checkout systems, and cross-border money movement. Visa plays a major role in the global shift from cash and checks to digital payments.

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