Stock market cycles occur repeatedly—but instead of trying to time them, focus on building a portfolio of high-quality stocks
Stock market cycles occur repeatedly—and there are any number of theories as to which sectors will outperform at any given short term stage of the cycle. But trying to pick winning sectors—and staying out of other sectors—seldom works over …read more »
Sometimes it’s better to just pay the Canadian capital gains tax, which can actually save you money and make your investments more profitable.
Investors are always concerned with minimizing their tax liabilities. But sometimes you are better off simply paying your taxes.
For example, here is a story about a client of our Successful Investor Wealth …read more »
Profiting from the global stock market has never been easier for investors
High-quality stocks in the global stock market are a great way to diversify your portfolio. Moreover, many emerging markets, like China and India, have strong growth prospects. That’s because their population is generally younger than North Americans, and more of them have the potential to …read more »
The best income stocks have consistently paid dividends for many years.
Picking the best income stocks has become all the more important for income-seeking investors over the last few years. That’s mainly due to today’s low interest rates cutting bond yields and yields on other fixed-income investments.
But even if you don’t need current income from your portfolio, …read more »
Canadian index funds are among the better financial innovations to come along in the past few decades
Canadian index funds are specialized mutual funds that aim to equal the performance of a Canadian market index, such as the S&P/TSX 60.
Canadian index funds do show better long-run performance than more than half of actively managed mutual funds with long-term …read more »
Canadian stock options generate a good deal of money for brokers, but there are seven ways in which they can cost you money
Trading Canadian stock options generates a lot of brokerage commissions, which is why some young, aggressive brokers recommend them for their clients.
But many of these brokers wind up dropping out of the investment …read more »
Canadian annuities offer a predictable source of income—but we advise against buying them
An annuity may be worth considering for part of your assets, depending on your age, investment experience, the time you want to devote to your investments, your desire to leave an estate to your heirs and other aspects of your retirement …read more »
Rules you need to follow when buying mutual funds for the long-term success of your portfolio.
Buying mutual funds should be done with the long term in mind. Find a sound fund that holds good stocks and stick with it.
There are, of course, thousands of mutual fund choices available at any time. But remember that most funds are …read more »
Trading ETFs can work just as well in facilitating dumb moves as it does with smart moves.
Most investors would agree when we say that Exchange Traded Funds or ETFs started out as the most benign investment innovation that has come along in our lifetimes.
The problem is that ETFs work just as well in facilitating dumb moves …read more »
Is borrowing money to invest right for you? The risks may not be worth the reward.
With interest rates still near historic lows, borrowing money to invest continues to look attractive. That’s especially true if you borrow to buy some of the best Canadian dividend stocks, or ETFs that invest in these stocks.
As a general rule, you should be borrowing money …read more »