HOME CAPITAL GROUP INC. $18 (Toronto symbol HCG; Aggressive Growth Portfolio, Finance sector; Shares outstanding: 34.4 million; Market cap: $619.2 million; Price-to-sales ratio: 1.4; SI Rating: Average) specializes in residential mortgage loans to individuals that fail to meet the stricter criteria of larger, traditional lenders. The stock is down 56.6% from $41.49 in May, 2008, mainly due to fears of rising loan writeoffs as the economy slows. However, Home Capital is doing a good job controlling loan losses and operating costs. Home Capital Group is a buy.