diversification

What is diversification?


Diversification involves the planned distribution of investments across various securities to minimize the risk exposure to a specific industry or geographic segment. However, the risk of over-diversification exists, in which an investor can at best expect to mirror the market returns, minus any brokerage fees or management expenses.

A: If you take account of your own financial and personal circumstances and temperament, and if you invest as we advise (diversifying across most if not all of the five main economic sectors, while confining your investments mainly to well-established companies), you will automatically buy some growth stocks and some value stocks; you will also automatically buy some small-company stocks and some big-company stocks....
INTACT FINANCIAL CORP., $288.21, is a buy. The stock (symbol IFC on Toronto) offers investors exposure to Canada’s largest provider of property and casualty insurance. Intact insures more than five million individuals and businesses. Its major brands are Intact Insurance, Canada BrokerLink and belairdirect.

In a bid to add value for investors, the company acquired OneBeacon Insurance Group for $1.7 billion U.S....
Capstone Copper is supported by a positive long-term outlook for the red metal as it forecasts significant production increases from high capex spending.
Most top global markets have rebounded since their big drop at the outbreak of the pandemic. Going forward, we think the outlook remains positive for quality stocks. One way to profit from that—while cutting your risk—is to invest in top ETFs.


Here’s a look at four international funds that we believe are well suited to new buying....
Discover why investing in US Stocks helps Canadian investors diversify, minimize risks, and seize global growth opportunities in North America.
Some Canadian investors use currency hedging to protect against a future drop in the U.S. dollar. Consider the iShares Core S&P 500 ETF.
We have singled out three growth buys for 2025—ones we believe have exceptional prospects for the year ahead. What’s more, each is a market leader, which cuts your risk.


EXPEDIA GROUP INC., $173.65, is a #1 Power Buy for 2025. The company (Nasdaq symbol EXPE; TSINetwork Rating: Average) (www.expediagroup.com; Shares outstanding: 142.6 million; Market cap: $23.3 billion; No dividends paid) operates the world’s largest travel booking platform....
There’s no question that the developing world’s aging population will continue to spend more on medical services for years to come. Medical device makers are particularly well positioned to capture a share of that increased spending.

We continue to see attractive investment opportunities among the top device manufacturers....
There are several savings and investment options that stand out above any others when you are selecting the best investments for children.
Corporate-class mutual funds let you switch between funds without having to pay capital gains taxes right away.