dividend

A dividend is a cash payout that serves as a way for companies to share the profits they’ve accumulated through their operations. These payouts are drawn from earnings and cash flow paid to the shareholders of the company. Commonly these dividends are paid quarterly, although they may also be paid annually or even monthly as well. A dividend can produce as much as a quarter of your total return over long periods. Some good companies reinvest profits instead of paying a dividend. But fraudulent and failing companies hardly ever pay a dividend. So if you only buy stocks that pay dividends, you’ll automatically stay out of almost all the market’s worst stocks. For a true measure of stability, focus on companies that have maintained or raised their dividends during recessions and stock market downturns. These firms leave themselves enough room to handle periods of earnings volatility. By continually rewarding investors, and retaining enough cash to finance their businesses, they provide an attractive mix of safety, income and growth. Dividends are an important contributor to your long-term gains, and dividend-paying stocks tend to expose you to less risk than non-dividend-payers. That’s why the majority of your stocks should be dividend-payers at all times. As you get older and closer to retirement, you should raise the proportion of dividend-paying stocks in your portfolio, to cut risk and improve the stability of your investment results. To maximize your investment returns with the least risk, follow TSI Network and use our three-part Successful Investor strategy:

  1. Invest mainly in well-established companies;
  2. Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; Consumer; Finance; Utilities);
  3. Downplay or avoid stocks in the broker/media limelight.

Discover how to put an extra strength in your portfolio with our specific advice on how to identify high-quality dividend stocks. It’s all in our newly updated report, Dividend Paying Stocks: How High Dividend Stocks Can Supercharge Your Income Investing. And it’s yours FREE!

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Maple Leaf Foods’ investors stand to gain from its plan to spin off of its fresh pork operations. The company’s new processing facilities should also cut its operating costs. However, the stock will probably make little progress, particularly as it faces a major lawsuit.


MAPLE LEAF FOODS INC....

TELUS INTERNATIONAL (CDA) INC. $5.68 remains a buy, but only for aggressive investors. The company (Toronto symbol TIXT; Aggressive Growth Portfolio; Manufacturing sector; Shares outstanding: 275.0 million; Market cap: $1.6 billion; Price-to-sales ratio: 0.5; No dividend paid; TSINetwork Rating: Average; www.telusinternational.com) now operates as Telus Digital Experience....

CENOVUS ENERGY INC. $22 is a buy. Canada’s third-largest oil producer (Toronto symbol CVE; Conservative Growth Portfolio, Resources sector; Shares outstanding: 1.8 billion; Market cap: $39.6 billion; Price-to-sales ratio: 0.7; Dividend yield 3.3%; TSINetwork Rating: Average; www.cenovus.com) expects to spend between $4.5 billion and $5.0 billion in 2024 on exploration and upgrades.


Those investments will lift the company’s full-year output to between 785,000 and 810,000 barrels a day (its oil sands projects in Alberta account for 76% of that total)....
A key element of a successful portfolio is a diversity of holdings, including conservative and, for many investors, aggressive stocks. Still, as a general rule, we recommend limiting aggressive investments to no more than 20% of your overall holdings.


You can further cut your risk by sticking with high-quality aggressive stocks such as the three we analyze below....
CANADIAN IMPERIAL BANK OF COMMERCE $95 is a buy. The bank (Toronto symbol CM; Conservative Growth and Income Portfolios, Finance sector; Shares outstanding: 942.3 million; Market cap: $89.5 billion; Price-to-sales ratio: 3.5; Dividend yield: 3.8%; TSINetwork Rating: Above Average; www.cibc.com) cut its loan-loss provisions in its fiscal 2024 fourth quarter, ended October 31, 2024, by 22.6%, to $419 million from $541 million a year earlier....

Finning supplies Caterpillar heavy equipment and support services to resources companies, so its revenues tend to move up and down with commodity prices.


To offset that cyclical risk, the company typically signs long-term support contracts when it sells new equipment, which gives its predictable revenue streams....
J.M. SMUCKER CO. $113 is a hold. The company (New York symbol SJM; Consumer sector; Shares outstanding: 106.4 million; Market cap: $12.0 billion; Dividend yield: 3.8%; Takeover Target Rating: Medium; www.jmsmucker.com) is the largest maker of jams, jellies and peanut butter in the U.S....
On August 3, 2021, the old L Brands holding company (old New York symbol LB) split into two separate firms: Victoria’s Secret and Bath & Body Works. Investors received one new share of Victoria’s Secret for every three shares of L Brands they held. L Brands then changed its name to Bath & Body Works.


So far, the split has produced mixed results—Victoria’s Secret is now up roughly 14%, but its former parent has dropped 40%.


Consumers continue to cut back on discretionary purchases as they cope with elevated prices and interest rates....

Becton spun off its diabetes products business as embecta in 2022. Since then, the former parent is down 14%, while the new company has dropped 54%. However, both firms are taking steps that we expect to spur their earnings.


BECTON DICKINSON & CO....
HARMONIC INC. $13 is a hold. The company (Nasdaq symbol HLIT; Manufacturing & Industry sector; Shares outstanding: 116.5 million; Market cap: $1.5 billion; No dividend paid; Takeover Target Rating: Medium; www.harmonicinc.com) makes a variety of products that help manage video and Internet data traffic for telecommunication providers, cable TV firms, and media streaming companies....