investment management

Many households and even some individuals have five or 10 separate investment accounts. It’s something we see with many of our new portfolio management clients when they first come to us. We also see evidence of it in emails we receive from some of our IC members.

Those investment accounts run the gamut from RRSPs (regular and spousal), TFSAs and other registered accounts to personal and joint accounts, corporate accounts, LIRAs from past employment, children’s and trust accounts, and so on.

In addition, some investors have one or more of what you might call “legacy” accounts. These are accounts with brokers you no longer do business with, but you never quite get around to transferring.

This fragmented-portfolio situation is more common than you’d guess. In fact, it’s a phenomenon frequently associated with decades of self-directed investing.

Here’s a look at some of your best retirement investment management options and choices. These include pensions, RRSPs, RRIFs and more.

One challenge with researching investments over time is that companies sometimes change names as they grow and mature. As you search through our archives, one such example of this you will find is Trimark investments, which was known for its deep value investing approach.

Long known as Trimark Investments or AIM Trimark, the company changed its name in August 2008 to Invesco Trimark to reflect its relationship with Invesco Ltd., the parent company of Trimark investments....

Both of these Canadian insurance stocks provide investors with high dividend yields. They also offer strong.growth prospects. We see each as a buy.


MANULIFE FINANCIAL, $43.73, is a buy. This safety-conscious stock (Toronto symbol MFC; Shares outstanding: 1.7 billion; Market cap: $74.9 billion; TSINetwork Rating: Above Average; Dividend yield: 4.0%; www.manulife.ca) represents one of Canada’s largest life insurers....

If you’re looking for ETFs with quality holdings and exceptionally low fees, then Pennsylvania-based Vanguard Group offers you strong options.


Vanguard is one of the world’s largest investment management companies. In all, it administers over $10.4 trillion U.S., spread across 428 mutual funds and ETFs....

NVIDIA CORP., $101.35, Nasdaq symbol NVDA, is your #1 Aggressive Buy for 2025.

The company is a leading designer of 3D-capable video chips; they make video games run more smoothly and appear more lifelike. Nvidia has also adapted its chips for other applications, including artificial intelligence (AI), datacentres and self-driving cars.

The U.S....

PHILLIPS 66 $96 is a buy. The company (New York symbol PSX; Manufacturing Sector; Shares outstanding: 407.7 million; Market cap: $39.1 billion; Dividend yield: 4.7%; Takeover Target Rating: Medium; www.phillips66.com) refines and transports oil and gas, operates gas stations, and owns 50% of a chemical firm (Chevron Corp....

Both these Canadian insurance stocks provide investors with growth prospects as well as current high dividend yields. We see each as a buy.


MANULIFE FINANCIAL, $46.35, is a buy. This safety-conscious stock (Toronto symbol MFC; Shares outstanding: 1.7 billion; Market cap: $78.3 billion; TSINetwork Rating: Above Average; Dividend yield: 3.8%; www.manulife.ca) represents one of Canada’s largest life insurers....

Sun Life Financial & Manulife Financial offer high yields at very reasonable valuations as they keep growing global revenues and earnings.

DUTCH BROS INC., $76.10, symbol BROS on New York, is an Oregon-based coffee chain with 982 locations in 18 states. Some 670 of those locations are company-owned; the rest are franchised outlets.

The stock surged this week after reporting its latest results.

Brothers Travis and Dane Boersma quit dairy farming in 1992 to set up a single espresso pushcart, with a stereo, by the railroad tracks in Grants Pass, Oregon....