investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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YAMANA GOLD, $6.37, is a buy. The company (Toronto symbol YRI; Rating: Speculative) (yamana.com; Shares o/s: 961.0 million; Market cap: $6.2 billion; Yield: 2.4%) now plans to seek better terms from its lenders....
BROADRIDGE FINANCIAL SOLUTIONS, $136.60, is a buy. The company (New York symbol BR; TSINetwork Rating: Average) (www.broadridge.com; Shares o/s: 117.2 million; Market cap: $16.5 billion; Divd. yield: 1.9%) continues to be the leader in its expanding markets.


This includes meeting the needs of the financial services industry as it pushes to improve efficiency and lower costs by outsourcing key middle and back-office functions to Broadridge.


As well, new regulations in the U.S....
SUNCOR ENERGY INC. $49 is a buy. The company (Toronto symbol SU; Resources sector; Shares outstanding: 1.44 billion; Market cap: $70.6 billion; Dividend yield: 3.8%; Takeover Target Rating: Medium; www.suncor.com) is Canada’s largest integrated oil firm, with major projects in the Alberta oil sands....
The toy industry has suffered in the past few years as COVID-19 shut down retail stores. Rising raw material costs and shipment delays have also hurt earnings. The easing pandemic and the opportunity to build back even stronger earnings is why activist investors are now targeting toymakers Hasbro and Mattel, and their top brands.


HASBRO INC....
A: LifeWorks Inc., $17.44, symbol LWRK on Toronto (Shares outstanding: 69.3 million; Market cap: $1.2 billion; www.lifeworks.com), provides technology-enabled solutions to support its clients.

This includes offering services in employee and family assistance, health and wellness, recognition, pension and benefits administration, retirement consulting, and actuarial and investment services

The company has 6,000 employees in offices across North America....
Recently a friend asked, “Pat, I see that several prominent Canadian investor advisors recently wrote articles that said it’s a bad time to buy bonds right now. Do you agree?”

He was surprised when I told him I haven’t bought any bonds for myself since the 1990s....
EUROPEAN WAX CENTER INC., $25.83, symbol EWCZ on Nasdaq, is a leading franchisor of out-of-home hair removal services.

Founded in 2004 by brothers David and Joshua Coba, the company offers waxing services as well as selling its own line of products....
SUNCOR ENERGY INC., $46.92, Toronto symbol SU, remains a buy.

The company is Canada’s largest integrated oil firm, with major projects in the Alberta oil sands. Suncor also operates four refineries (three in Canada and one in Colorado), along with 1,875 Petro-Canada gas stations.

Suncor is now increasing your quarterly dividend by 11.9%....
CANADIAN TIRE CORP., $175.64, Toronto symbol CTC.A, is a buy.

Investors tap the company’s 504 Canadian Tire stores. They sell automotive parts and services, and household and sporting goods; franchisees run most of the locations. Still, the company’s other operations also enrich its outlook....
The merits of investing in top dividend-paying companies are well known—capital gains, regular income, and lower risk. However, investors in ETFs that focus on dividend-paying companies need to be aware that the dividend payouts of ETFs are not as smooth as those of the best individual dividend-paying companies.


For investors, companies that pay regular and growing dividends have performed very well over time when compared to the broad market indices.


A simple dividend strategy (as represented by the S&P 500 Dividend Aristocrats) like selecting stocks with a long history of uninterrupted dividend growth has added 11.7% per year over the past 30 years; this compares to the 10.3% annualized returns for the S&P 500 Index....