investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

Read More Close
Discover 11 key characteristics of growth stocks worth investing in and learn also what to watch out for
Canada’s top insurance firms remain great choices for investors seeking blue-chip growth plus solid yields. They’re also a great way for you to tap into fast-growing Asian demand for insurance and wealth management services.


MANULIFE FINANCIAL CORP., $26.36, is a buy. This safety-conscious blue-chip company (Toronto symbol MFC; Shares o/s: 2.0 billion; Market cap: $51.4 billion; TSINetwork Rating: Above Average; Dividend yield: 3.8%; www.manulife.ca) is Canada’s largest life insurer.


Manulife also sells other forms of insurance, including health, dental and travel plans; in addition, it offers mutual funds and investment management services.


As of September 30, 2019, the company had $1.2 trillion in assets under administration....

VANECK VECTORS VIETNAM ETF, $15.99, is a buy for aggressive investors. The emerging market ETF (New York symbol VNM) lets you tap into Vietnamese companies and foreign firms that get a significant share of their revenue from the Southeast Asian nation.


The ETF’s top holdings for its investors are Vinhomes (real estate), 8.3%; Vingroup (conglomerate), 7.4%; Vietnam Dairy, 6.8%; Bank for Foreign Trade of Vietnam, 6.4%; No Va Land Investment Group, 5.8%; and Mani Inc....
INNERGEX RENEWABLE ENERGY, $16.86, is a buy. The power generator (Toronto symbol INE; Shares outstanding: 133.6 million; Market cap: $2.4 billion; TSINetwork Rating: Extra Risk; Dividend yield 4.2%; www.innergex.com) operates 37 hydroelectric plants, 26 wind farms and four solar power fields....
ISHARES S&P/TSX REIT INDEX ETF, $19.49, is a hold. The ETF (Toronto symbol XRE; buy or sell through brokers; ca.ishares.com) lets you tap into all 19 Canadian real estate investment trusts in the S&P/TSX REIT Index.


Investors pay a reasonable MER of 0.61%, and it currently gives you a high 4.1% yield.
Investors in these two top REITs got the best of both worlds in 2019—rising unit prices plus high distributions. RioCan rose 13% and Choice climbed 21%. And even with those returns, RioCan still offers you a high 5.4% yield, and Choice is just behind at 5.3%.


To keep up their momentum, both continue to focus on properties in the Greater Toronto Area and other big urban centres with lower vacancies and higher rents....
Learn the best ways to find the best aggressive stocks to buy for your diversified portfolio, while adding the least amount of risk
What is the best way to invest in gold? Are gold mining stocks a good investment? Discover for yourself in this quiz on gold investing
Is online trading safe? Security-wise yes, but it can lead investors into trading way too much.
KAR AUCTION SERVICES INC. $22 is still a buy for aggressive investors. The company (New York symbol KAR; Manufacturing & Industry sector; Shares outstanding: 133.4 million; Market cap: $2.9 billion; Dividend yield: 3.5%; Takeover Target Rating: Medium; www.karauctionservices.com) sells used vehicles at 250 physical auction sites in North America and over the Internet....