investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

Read More Close
ISHARES CDN REIT INDEX FUND $16.61 (Toronto symbol XRE; buy or sell through brokers; ca.ishares.com) holds all 16 Canadian real estate investment trusts in the S&P/TSX REIT Index.

The fund has an MER of 0.61%, and it currently yields a high 4.9%.

The ETF’s top ten holdings are RioCan REIT at 16.4%, H&R REIT (12.8...
MANULIFE FINANCIAL CORP. $26.10 (Toronto symbol MFC; Shares outstanding: 2.0 billion; Market cap: $52.5 billion; TSINetwork Rating: Above Average; Dividend yield: 3.1%; www.manulife.ca) is now Canada’s largest life insurer.

As the company’s new CEO, Roy Gori plans to cut Manulife’s dependence on its “alternative assets.” They include direct investments in timberland, agricultural crops, and oil and gas wells.

Gori’s predecessor, Donald Guloien, saw those purchases as a way to boost returns for Manulife’s investment portfolio at a time of low interest rates....
Dear safe-money investor:

We’ve selected our top picks for 2018—one stock, one real estate investment trust (REIT) and one exchange-traded fund (ETF). Each offers an attractive combination of growth prospects and a reasonable price.

We feel that investors will profit the most by holding a well-balanced portfolio of high-quality stocks and REITs—like our first two recommendations below....
A: American Tower (real estate investment trust), $144.96, symbol AMT on New York (Shares outstanding: 428.9 million; Market cap: $61.9 billion; www.americantower.com), is one of the world’s largest independent owners, operators and developers of multi-tenant communications real estate, mainly cell phone towers.

Altogether, the REIT has a total of 144,884 cell towers....
This week we’ve prepared a special report on the breakup/spinoff of the Hilton Hotels empire.

Our view is that spinoffs are the closest thing you can find to a sure thing in investing. That belief, in fact, led us to launch our new Spinoffs, Takeovers & Special Situations newsletter.

Study after study has shown that after an initial adjustment period, spinoffs tend to outperform comparable stocks for several years....
What’s a hedge fund and how could it damage your portfolio? For starters, it can involve speculative strategies like short-selling, derivatives and margin trading.
Canada’s Medical Facilities Corp. has a niche in the U.S., a high dividend yield and a tangled web of American health care regulations to deal with.
J.P. MORGAN CHASE & CO. $116 (New York symbol JPM; Income Portfolio, Finance sector; Shares o/s: 3.5 billion; Market cap: $406.0 billion; Price-to-sales ratio: 4.3; Dividend yield: 1.9%; TSINetwork Rating: Average; www. jpmorganchase.com) is the largest banking firm in the U.S., with total assets of $2.5 trillion as of December 31, 2017.

Morgan has four main businesses: Consumer and Community Banking, including branches and credit cards (45% of 2017 revenue, 36% of earnings); Corporate and Investment Banking, including brokerage and underwriting services (34%, 41%); Asset Management (13%, 9%); and Commercial Banking, which provides financing and other services to business clients (8%, 14%)....
Recent changes to the U.S. tax code will force these three tech leaders to repatriate billions of dollars held by their overseas subsidiaries. That cash will be taxed at 15.5% instead of 35% as under the old rules.

While those payments will hurt their short-term earnings, the new rules also cut their corporate tax rate to 21% from 35%....
High-yielding stocks can provide a great boost to a portfolio’s returns, and quality dividends are much more reliable than capital gains.

Interest rates are moving up, but investors still earn negligible returns on their fixed-return investments. This can lead some to buy high-yield stocks indiscriminately.

Dividend yield, and high yield especially, can give you a false sense of security....