investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

Read More Close
Top dividend stocks offer many benefits for Canadian investors—including the dividend tax credit
Don’t buy stocks that are hyped too much, but also be aware that negative predictions rarely come true
Q: Dear Pat: Please comment on high-dividend-paying NorthWest HealthCare Properties. As usual your assessment of the various strengths and risks is much appreciated.


A: NorthWest HealthCare Properties REIT, $10.86, symbol NWH.UN on Toronto (Units outstanding: 87.4 million; Market cap: $949.1 million; www.nwhp.ca), owns 141 properties, with a focus on medical office buildings and clinics....
Dear Inner Circle Member,


Many investors like to describe a particular investment approach by sticking a one-word label on it. For instance, you’ll hear people say things like, “My broker’s a value guy, so I’m really suffering in this Trump Trade market.” This can make conversation flow more smoothly, but it does little to raise anybody’s investment knowledge....
Dear client:


In the wake of the 2007-2009 financial crisis, Manulife cut its dividend by 50% to conserve cash. Thanks to the company’s improving outlook, it resumed its pattern of annual dividend increases in 2014. Moreover, the stock remains attractive in relation to its earnings.


Manulife’s steady progress is thanks in part to several successful acquisitions that have helped fuel its earnings....
Index-linked Guaranteed Investment Certificates (GICs) are marketed as a secure and profitable place to put your money, but they’re a more-secure source of income for the seller than the buyer.


These investments provide the buyer with a return that is “linked” to the direction of the stock market in a given period....
It’s understandable, but investors generally overlook hidden assets. In fact, those assets may not even appear on a company’s balance sheet.


The classic hidden asset is real estate that has gained value since the company first bought it, but on current financial statements, it’s still valued at that original purchase price.


If a stock with hidden assets gets cheap enough, it may attract value-oriented investors....
RIOCAN REAL ESTATE INVESTMENT TRUST $25 (Toronto symbol REI.UN; Cyclical-Growth Payer Portfolio, Manufacturing & Industry sector; Units outstanding: 326.9 million; Market cap: $8.2 billion; Dividend yield: 5.6%; Dividend Sustainability Rating: Above Average; www.riocan.com) started up in 1993 and now is Canada’s largest real estate investment trust....
GENERAL ELECTRIC CO. $28 (New York symbol GE; IncomeGrowth Portfolio, Manufacturing & Industry sector; Shares outstanding: 9.2 billion; Market cap: $257.6 billion; Dividend yield: 3.4%; Dividend Sustainability Rating: Above Average; www. ge.com) is a leading maker of industrial machinery, including jet engines, power plant equipment and locomotives....
SNC-LAVALIN GROUP INC. $54 (Toronto symbol SNC; Cyclical-Growth Payer Portfolio, Manufacturing & Industry sector; Shares outstanding: 150.4 million; Market cap: $8.1 billion; Dividend yield: 2.0%; Dividend Sustainability Rating: Above Average; www.snclavalin.com) is a leading Canadian engineering and construction company that specializes in large-scale infrastructure projects such as roads, bridges and transit systems.


Starting with the March 2017 payment, investors now receive $0.273 a share, up 5.0% from $0.26....