investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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Broadridge and Gen Digital are leaders in their niche markets. That makes it easier to hang onto existing customers and attract new ones. Both are also expanding into new markets, which should spur their overall growth.


BROADRIDGE FINANCIAL SOLUTIONS INC....
Over the years, longtime subscribers have frequently heard—and regularly benefited from—our three-part investment philosophy (see below). We have found that it works in all kinds of economies and all markets. We expect it, along with other TSI investing fundamentals (also below), will continue to help protect your returns despite tariff tumult.


1: Invest mainly in well-established, dividend-paying companies; 2: Spread your money out across most if not all the five main economic sectors (Manufacturing & Industry; Resources & Commodities; Consumer Goods & Services; Finance; and Utilities); and 3: Downplay or avoid stocks getting excess attention from the broker/media limelight.


If you have two-thirds of your portfolio in Canadian stocks and a third in U.S....

You Can See Our Conservative-Growth Dividend Payer Portfolio for April 2025 Here.


You can’t fake a record of dividends....
J.P. MORGAN CHASE & CO. $251 is a buy. The bank (New York symbol JPM; Conservative-Growth Payer Portfolio, Finance sector; Shares outstanding: 2.8 billion; Market cap: $702.8 billion; Dividend yield: 2.2%; Dividend Sustainability Rating: Above Average; www.jpmorganchase.com) is the largest banking firm in the U.S., with total assets of $4.00 trillion as of December 31, 2024.


With the April 2025 payment, Morgan will raise your quarterly dividend by 12.0%, to $1.40 a share from $1.25....
SUN LIFE FINANCIAL INC. $82 is a buy. The stock (Toronto symbol SLF; Conservative-Growth Dividend Payer Portfolio, Finance sector; Shares outstanding: 573.9 million; Market cap: $47.1 billion; Dividend yield: 4.1%; Dividend Sustainability Rating: Above Average; www.sunlife.ca) lets investors tap Canada’s third-largest life insurance company by market cap after Manulife (No....
Both Great-West and IGM recently exchanged some assets as part of a plan to better concentrate on their main businesses. We like both but still see IGM as the better pick.


GREAT-WEST LIFECO INC. $54 is a hold. The company (Toronto symbol GWO; Conservative Growth Payer Portfolio, Finance sector; shares outstanding: 932.1 million; Market cap: $50.3 billion; Dividend yield: 4.5%; Dividend Sustainability Rating: Above Average; www.greatwestlifeco.com) is Canada’s second-largest life insurer after Manulife Financial....
H&R REAL ESTATE INVESTMENT TRUST $10 is a buy. The REIT (Toronto symbol HR.UN; Cyclical-Growth Dividend Payer Portfolio, Manufacturing sector; Units outstanding: 262.6 million; Market cap: $2.6 billion; Distribution yield: 6.0%; Dividend Sustainability Rating: Average; www.hr-reit.com) has 374 residential, industrial, office and retail properties in Canada and the U.S....
Demand for office space continues to recover from the COVID-19 pandemic and the shift to remote work. That will help these two REITs maintain their distributions.


ALLIED PROPERTIES REAL ESTATE INVESTMENT TRUST $17 is a buy. The REIT (Toronto symbol AP.UN; Cyclical-Growth Dividend Payer Portfolio, Manufacturing sector; Units outstanding: 128.0 million; Market cap: $2.2 billion; Distribution yield: 10.6%; Dividend Sustainability Rating: Above Average; www.alliedreit.com) owns 188 office buildings and nine properties under development....
Baxter has completed its transformation and is ready to demonstrate the benefits of a more focused business model and improved balance sheet.
The best mining stocks are well-financed or have a partnership with a major that will help them keep developing.