investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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Artificial intelligence (AI) is an example of an investment idea that could boost your investment returns, or, more likely, end up costing you money. All in all, we think that the biggest, surest gains from AI will come from investing in established businesses that are already profitable and growing, and that can gain all the more by applying AI to their operations.


Here are two companies that are already profitably taking advantage of AI, and they should be among the leaders in the push to extend AI’s use:


WYNDHAM HOTELS & RESORTS, $91.18, is a buy. The company (New York symbol WH; TSINetwork Rating: Extra Risk) (www.wyndhamhotels.com; Shares outstanding: 77.7 million; Market cap: $7.1 billion; Dividend yield: 1.8%) launched Wyndham Connect last year....
BROADRIDGE FINANCIAL SOLUTIONS, $235.37, is a buy. The company (New York symbol BR; TSINetwork Rating: Average) (www.broadridge.com; Shares o/s: 117.0 million; Market cap: $27.5 billion; Yield: 1.5%) is extending its strategic global agreement with Upvest, a leading provider of investment infrastructure in Europe....

These two Canadian firms are under activist pressure to improve their operations, or put themselves up for sale. However, the Canadian government would probably block any takeover offer from a U.S.-based firm due to current tension over trade policy and tariffs.


INTERRENT REAL ESTATE INVESTMENT TRUST $11 is a hold. The REIT (Toronto symbol IIP.UN; Manufacturing sector; Units outstanding: 147.5 million; Market cap: $1.6 billion; Distribution yield: 3.7%; Takeover Target Rating: Medium; www.irent.com) owns and operates rental apartment properties with a total of 13,435 suites....
Sun Life Financial & Manulife Financial offer high yields at very reasonable valuations as they keep growing global revenues and earnings.
Understand how to pick an ETF the best way and you will stay away from overpriced choices while targeting the market’s best. Learn more now.
POTBELLY CORP., $9.34, symbol PBPB on Nasdaq, is a neighbourhood sandwich concept offering toasted warm sandwiches, signature salads and other fresh menu items.

The company is focused on the quality of that food, but also aims to engage people with a dining environment reflective of its Potbelly brand....
RIOCAN REAL ESTATE INVESTMENT TRUST, $18.52, Toronto symbol REI.UN, is a buy.

The REIT owns all or part of 186 shopping centres and other properties across Canada, including eight under development. Its occupancy rate is a high 97.8%.

The Hudson’s Bay Company, which operates 96 department stores in seven provinces, has filed for creditor protection as it restructures its debt....

You Can See Our Exchange-Traded Funds Portfolio For April 2025 Here.


ETFs in brief

Exchange-traded funds are set up to mirror the performance of a stock-market index or sub-index....

Shopping mall operator RioCan REIT cut its monthly distribution by 33.3% in February 2021 as retailers shut down due to the COVID-19 pandemic. As the restrictions eased, the trust has resumed annual distribution increases. Investors should also benefit from RioCan’s high-quality tenants and rising cash flow.


RIOCAN REAL ESTATE INVESTMENT TRUST $19 is a buy. The REIT (Toronto symbol REI.UN; Aggressive Growth Portfolio, Manufacturing & Industry sector; Units outstanding: 300.5 million; Market cap: $5.7 billion; Price-to-sales ratio: 4.5; Distribution yield: 6.1%; TSINetwork Rating: Average; www.riocan.com) owns all or part of 178 shopping centres and mixed-use properties with a net leasable area of 32.2 million square feet....
Dream Office REIT pays you a high 5.8% at a reasonable cash flow valuation as it continues to demonstrate strong financial performance.