investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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RioCan REIT is selling U.S. malls to cut debt and add to its Canadian holdings.
I recently exchanged investment ideas with an acquaintance who has worked in the investment business for the past several decades. After I explained how we choose stocks to recommend and how we manage client portfolios, he said, “I completely agree! I diversify for each one of my clients. My view is that if you buy a bunch of different stocks, one of them is bound to pop.” Many investors would no doubt agree. However, it takes more to succeed in diversifying your portfolio. If you just buy a bunch of different stocks, you may wind up with a grab bag of duds. But even if you stick with high-quality stocks, you may find that many of them respond to or are vulnerable to one particular type of risk. If this one factor moves against you, your entire portfolio can suffer....
SolarCity Corp., $32.00, symbol SCTY on Nasdaq (Shares outstanding: 97.6 million; Market cap: $3.5 billion; www.solarcity.com), provides rooftop solar systems for homeowners, businesses, schools and government agencies in the U.S. SolarCity’s chairman is Elon Musk, who is also the CEO of Tesla Motors. The company creates a customized energy plan for each customer, then sells, finances, engineers, installs, monitors and maintains the system. Customers can “sell” any electricity they don’t use onto their local, or state, power grid for credits they can use to “buy” electricity at night. SolarCity continues to grow quickly. On September 30, 2015, SolarCity had a total of 298,030 customers, up 77% from a year earlier. In 2013, it had a customer base of just 44,579....
The BMO Low Volatility Canadian Equity ETF, $25.54, symbol ZLB on Toronto (Units outstanding: 25.6 million; Market cap: $653.8 million; www.etfs.bmo.com), provides exposure to a low beta weighted portfolio of Canadian stocks. The ETF selects the 40 lowest beta stocks from the 100 largest and most liquid securities in Canada. The underlying portfolio is rebalanced in June and reconstituted in December. The BMO Low Volatility Canadian Equity ETF has an MER of 0.40%. It currently yields 2.5%. The BMO Low Volatility Canadian Equity ETF’s current top holdings are: Fairfax Financial, Canadian REIT, Dollarama, Progressive Waste Solutions, Empire Company, Intact Financial, RioCan REIT, Emera, Metro Inc. and BCE Inc....
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IAMGold has mines in West Africa, Quebec and South America, but its most valuable asset in today’s weak gold market is its cash position.
Closed end mutual funds can offer “stocks at a discount”, but you won’t likely hear about them from your broker.
Broadridge Financial Solutions boosts earnings through acquisition and niche investment services.
IPO investing issues typically come to market when it’s a good time for the company or its insiders to sell. That’s often a bad time for you to buy