mckeough

Members of Pat McKeough’s Inner Circle sometimes ask us whether a reverse mortgage would be a good way to tap into the equity they have built up in their homes. Reverse mortgages in Canada typically let homeowners who are 60 years of age or older borrow on their home equity (maximum 40% loan-to-value ratio). The loan and accumulated interest are repaid only if the house is sold or from the proceeds of the estate. Generally, the borrower will get between 28% and 33% of the value of their home, depending on their age and the location and type of home.

Think of reverse mortgages in Canada as loans of last resort

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Get my latest buy/sell/hold advice on five commodity investments and my short- and long-term forecast for the fast-moving agricultural sector absolutely FREE

BHP Billiton’s (symbol BHP on New York) $38.6-billion takeover bid for Potash Corp. (symbol POT on Toronto) has attracted a lot of investor attention to commodity investments lately.

In light of the takeover bid and other recent changes in this fast-moving sector, I’ve written a new free report. Click here to immediately download my new free report, Commodity Investments: Fertilizer Stocks and Potash Stocks That Will Profit from Rising Food Demand....
Discover how you can make higher profits in gold investing — and minimize your risks Click here to immediately download our new free report, Gold Investing: 7 Profitable Strategies for Investing in Canadian Gold Stocks. When the economy is weak, gold’s popularity rises. As an informed Canadian investor, you’ve likely noticed that this has been the case in the wake of the 2008/09 stock-market crash and recession....
One key aspect of a marketer’s job is to describe the features of whatever he or she is selling as a benefit to the potential buyer. Understanding this process can help you get past the marketing and get better value when you make consumer purchases. It can be an even bigger help in keeping you out of bad financial investments. Recently a member of Pat McKeough’s Inner Circle asked about a little-known income investment he had heard about that yields 9%. That’s a super yield at a time of low interest rates like today. But a high yield is always a sign that you need to look for hidden risks in financial investments. We looked and there they were, dressed up as investor benefits.

This real estate investment trust’s small town focus is a risk, not a benefit

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It’s hard to believe it’s already been a year since we launched TSI Network. When we flicked the switch in June 2009, after months of hard work, the web site already contained a wealth of investment information and stock advice — over 2,000 individual articles, in fact. TSI Network is built on the strengths of our four newsletters: Canadian Wealth Advisor, Stock Pickers Digest, The Successful Investor and Wall Street Stock Forecaster. The site has come a long way in its first year. Its online investment library now contains more than 5,000 articles on stock advice and investment strategy. Plus, we’ve further expanded the information and stock advice you get on the site by adding new free reports and features, such as our “Investor Toolkit” series of Daily Updates. Every Wednesday, these articles give you a fundamental piece of stock advice and show you how you can put it into practice right away....
When you join Pat McKeough’s Inner Circle, you get to address investment questions directly to me and my research associates; AND you get to see all other members’ questions, and our answers (of course, we eliminate any personal information). Plus, you get all 4 of my investment advisories, including Wall Street Stock Forecaster, our newsletter that covers the U.S. markets. (See below for more on one of the global stock market investments we cover in Wall Street Stock Forecaster. The stock has risen over 57% in the past year — and we think it could go even higher.) So you can get a sense of how the service works, I’d like to share a recent question from an investor who is interested in global stock market investing through American Depositary Receipts (ADRs)....
Members of Pat McKeough’s Inner Circle enjoy a double benefit when it comes to taking advantage of our investment research. They get to address investment questions directly to me and my research associates; AND they get to see all other members’ questions, and our answers (of course, we eliminate any personal information). Aside from specific investments (such as stocks, income trusts or exchange-traded funds), members ask us a wide range of other kinds of investment questions, as well. So you can get a sense of how the service works, I’d like to share an example of the type of question a more conservative investor might ask. I hope you enjoy and profit from it. Q: Dear Pat, I’m a conservative investor who just received $50,000 that is important to my retirement (which is in about 12 years), so I have to invest this money carefully. The market has fallen lately, and I’m concerned that it could drop further. As a conservative investor, I would like to know if I should invest this new money in the stock market all at once or spread it out over a certain period of time. Thanks for your help....
Exchange traded funds (ETFs) have gained popularity among investors in recent years, mainly because they offer low management fees. However, you should always keep in mind that not all exchange traded funds are created equal. For example, there are a lot of ETFs that have been created to tap into popular, but risky, themes and fads. So you need to be very selective with your ETF holdings. Exchange traded funds are set up to mirror the performance of a stock-market index or sub-index. They hold a more or less fixed selection of securities that represent the holdings that go into the calculation of the index or sub-index. ETFs trade on stock exchanges, just like stocks. Investors can buy them on margin or sell them short....
Every Wednesday, we publish our “Investor Toolkit” series on TSI Network. Whether you’re a new or experienced investor, these weekly updates are designed to give you specific investment advice on the fundamentals of successful investing. Each Investor Toolkit update gives you a new piece of investment advice and shows you how you can put it into practice right away....
There’s no limit to the range of investment questions that members of Pat McKeough’s Inner Circle get to ask me and my investment associates.

Many members ask us about specific investments (such as stocks, exchange-traded funds and income trusts), that they are thinking of buying or selling....