Dividend Stocks

Dividends can produce as much as a third of your total return over long periods, and you can even retire on dividends.

There are 4 key stock dividend dates that are involved with dividend payments:

1- The Declaration Date is several weeks in advance of a dividend payment—it’s when company’s board of directors sets the amount and timing of the proposed payment.

2- The Payable Date is the date set by the board on which the dividend will actually be paid out to shareholders.

3- The Record Date is for shareholders who hold the stock before the payable date and receive the dividend payment. That date is set any number of weeks before the payable date.

4-The Ex-Dividend Date is two business days before the record date and it’s when the shares begin to trade without their dividend. If you buy stocks one day or more before their ex-dividend date, you will still get the dividend. That’s when a stock is said to trade cum-dividend. If you buy on the ex-dividend date or later, you won’t get the dividend. The ex-dividend date is in place to allow pending stock trades to settle.

We think very highly of stocks that have been paying dividends for five or more years, at TSI Network. Many of these stocks fit in well with our three-part Successful Investor philosophy:

1- Invest mainly in well-established companies;

2- Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; Consumer; Finance; and Utilities);

3- Downplay or avoid stocks in the broker/media limelight.

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Dividend Stocks Library Archive
BCE INC. $33 is a buy for long-term gains. The company (Toronto symbol BCE; Income-Growth Portfolio, Utilities sector; Shares outstanding: 932.5 million; Market cap: $30.8 billion; Dividend yield: 5.3%; Dividend Sustainability Rating: Above Average; www.bce.ca), to conserve cash for debt repayments, cut your quarterly dividend by 56.1% with the July 2025 payment. Investors now receive $0.4375 a share instead of $0.9975. The new annual rate of $1.75 still yields a solid 5.3%.


BCE recently completed its $5.01 billion purchase of Ziply Fiber, which offers high-speed Internet access and telephone services through a fibre-optic network in Washington State, Oregon, Idaho and Montana.
RESTAURANT BRANDS INTERNATIONAL INC. $101 is a buy for aggressive investors. The fast-food operator (Toronto symbol QSR, High-Growth Dividend Payer Portfolio; Consumer sector; Shares outstanding: 454.8 million; Market cap: $45.9 billion; Dividend yield: 3.5%; Dividend Sustainability Rating: Above Average; www.rbi.com) raised your quarterly dividend by 6.9% with the April 2025 payment. The annual rate of $2.48 U.S. yields 3.5%.


Restaurant Brands has formed a new joint venture with CPE, an alternative asset manager based in Beijing. This business intends to expand the number of Burger King stores in China from 1,250 today to 2,500 by 2030, and to over 4,000 five years after that.
T. ROWE PRICE GROUP INC. $102 is a buy. The company (Nasdaq symbol TROW; High-Growth Dividend Payer Portfolio, Finance sector; Shares outstanding: 218.2 million; Market cap: $22.3 billion; Dividend yield: 5.0%; Dividend Sustainability Rating: Above Average; www.troweprice.com) is a leading seller of mutual funds and wealth management services.


T. Rowe Price last raised your quarterly dividend by 2.4% with the March 2025 payment. The new annual rate of $5.08 a share yields a high 5.0%.
Despite uncertainty over tariffs and a slowing economy, the shares of these two leading U.S. banks continue to hit new highs. That’s due to their diverse source of revenue, which cuts their risk. Their rising earnings should also give them more room for dividend increases.
These two Canadian insurers remain great picks for income-seeking investors, particularly as their wealth management businesses benefit as more baby boomers retire over the next few years. Their growing operations in Asia are also a long-term plus.
ENBRIDGE INC. $67 is a buy. The pipeline giant (Toronto symbol ENB; Income-Growth Payer Portfolio, Utilities sector; Shares outstanding: 2.2 billion; Market cap: $147.4 billion; Dividend yield: 5.6%; Dividend Sustainability Rating: Highest; www.enbridge.com) last raised your quarterly dividend with the March 2025 payment by 3.0%; the new annual rate of $3.77 yields a high 5.6%.

Enbridge now plans to expand the capacity of its Mainline pipeline, which pumps crude oil from Alberta to refineries in the U.S. Midwest, by 5%. It will also lift capacity for its U.S.-based Flanagan South Pipeline.
The outlook for these high-yielding utility stocks continues to improve, as lower interest rates increase their appeal relative to bonds. Rising power demand from AI datacentres also enhances their long-term prospects.
RIOCAN REAL ESTATE INVESTMENT TRUST $19 is a top pick for 2025. The REIT (Toronto symbol REI.UN; Cyclical-Growth Dividend Payer Portfolio, Manufacturing sector; Units o/s: 295.0 million; Market cap: $5.6 billion; Dist. yield: 6.1%; Dividend Sustainability Rating: Average; www.riocan.com) increased your monthly distribution by 4.3% with the March 2025 payment. The new annual rate of $1.158 yields a solid 6.1%.


The shopping mall owner continues to do a good job of getting its existing tenants to renew their leases. In the third quarter of 2025, the retention rate was 92.7%, up from 92.0% a year earlier.
These office REITs remain under pressure despite many businesses—namely, their tenants—ending pandemic-era remote work policies. Lower-than-expected occupancy rates could force them to cut their distributions. Even if they do, investors would still enjoy above average yields.
PACER U.S. CASH COWS 100 ETF $59.43 (CBOE symbol COWZ; Units outstanding: 306.2 million; Market cap: $18.2 billion; Yield: 1.6%; www.paceretfs.com) aims to select and hold the top 100 companies of the Russell 1000 index as determined by their free cash flow yields.


Pacer defines free cash flow as the cash remaining after a company has paid expenses, interest, taxes, and long-term investments. This fund started up on December 16, 2016. It has an MER of 0.49% and yields 1.6%.



The ETF’s holdings include HCA Healthcare, Applied Materials, McKesson Corp., Gilead Sciences, Merck & Co., Ford Motor, Cisco Systems, Amgen Inc., Warner Bros. Discovery and Newmont. The weight of any one stock in the portfolio is capped at 2%.