ETFs

Exchange traded funds trade on stock exchanges, just like stocks. Investors can buy them on margin, or sell them short. The best exchange-traded funds offer well-diversified, tax-efficient portfolios with exceptionally low management ETF fees. They are also very liquid.

Investors use ETFs in a variety of ways, and some investors work only with ETFs and no other type of investment in portfolio creation.

An amazing aspect of ETFs is their diversity. Some investors may create an entire portfolio solely from a few well-diversified ETFs.

ETFs trade on stock exchanges, just like stocks. That’s different from mutual funds, which you can only buy at the end of the day at a price that reflects the fund’s value at the close of trading.

Prices of ETFs are quoted in newspaper stock tables and online. You pay brokerage commissions to buy and sell them, but their low management fees give them a cost advantage over most mutual funds.

As well, shares are only added or removed when the underlying index changes. As a result of this low turnover, you won’t incur the regular capital gains taxes generated by the yearly distributions most conventional mutual funds pay out to unitholders.

ETFs have a place in every investor’s portfolio, at TSI Network we also recommend using our three-part Successful Investor strategy:

  1. Invest mainly in well-established companies;
  2. Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; the Consumer sector; Finance; Utilities);
  3. Downplay or avoid stocks in the broker/media limelight.

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ETFs Library Archives
We think foreign stocks can safely make up 10% of a conservative investor’s portfolio. One way is through exchange-traded funds (ETFs) with an overseas focus.


The best of those ETFs continue to offer very low management fees and well-diversified, tax-efficient portfolios of high-quality stocks.


Here’s a look at four international ETFs we see as suitable for new buying and two others we feel you should continue to hold.


ISHARES MSCI EMERGING MARKETS ETF $43.60 (New York symbol EEM; buy or sell through brokers) is designed to track the MSCI Emerging Markets Index.


The fund’s geographic breakdown is as follows: China, 33.0%; South Korea, 12.9%; Taiwan, 11.5%; India, 9.0%; Brazil, 7.0%; South Africa, 6.2%; Russia, 3.8%; Mexico, 2.7%; Thailand, 2.3%; Indonesia, 2.1%; Malaysia, 2.1%; and Poland, 1.1%.


Its top stocks are Tencent Holdings (China: Internet), 5.2%; Alibaba Group (China: e-commerce), 4.5%; Taiwan Semiconductor (computer chips), 3.8%; Samsung Electronics (South Korea), 3.5%; Naspers (South Africa: media and Internet), 2.1%; China Construction Bank, 1.6%; Ping An Insurance Group (China), 1.1%; China Mobile, 1.1%; Industrial & Commercial Bank of China, 1.0%; and Reliance Industries (India: conglomerate), 1.0%.


iShares launched the ETF on April 7, 2003....
Traditionally, REITs are said to suffer when interest rates rise. That’s in part because their units, which typically offer high yields, compete with fixed-income instruments for investor interest. However, higher interest rates are usually accompanied by increased economic activity and growth....
BMO COVERED CALL CANADIAN BANKS ETF $18.43 (Toronto symbol ZWB; TSINetwork ETF Rating: Conservative; Market cap: $1.9 billion) holds shares of Canada’s six largest banks (CIBC, TD Bank, Bank of Montreal, Bank of Nova Scotia, Royal Bank and National Bank) either directly or through units of the BMO Equal Weight Banks Index ETF.


The fund started up in January 2011....
The rapid growth of online shopping continues to make headlines, but high-end, bricks-and-mortar retailers have fared better at protecting their instore sales than lower-end retailers. Nevertheless, those operators still face extremely high operating costs.


The real estate consulting firm Cushman and Wakefield recently identified the Causeway Bay area of Hong Kong as the most expensive retail shopping location in the world....
While they sometimes lack high-growth potential, utilities are generally stable, profitable businesses with limited competition—and they offer investors high yields. As a result, as a group, they have a better long-term stock market performance than the overall market and come with less volatility and risk.


The U.S....
Cyber warfare has become another method of attacking nation-states, beyond the traditional air, land and sea routes of conflict. This approach has the added benefit of being secretive, destructive and highly disruptive—all at a much lower cost than conventional warfare....
The Republic of Turkey has a large economy that’s grown by an average of 4.7% per year for the past two decades. However, recent political turmoil has wreaked havoc on the currency, which has in turn pushed interest rates to punishing heights. Investing in Turkey entails significant risk, but the potential rewards could be huge.


Here is one ETF that provides exposure to the top Turkish public companies.


ISHARES MSCI TURKEY ETF $24.64 (Nasdaq symbol TUR; TSINetwork ETF Rating: Aggressive; Market cap: $403.4 million) tracks the performance of the largest publicly listed Turkish companies.


Financial companies account for 29.5% of its assets, while Industrials (16.7%), Consumer Defensive (12.7%), Basic Materials (15.4%), Energy (8.5%) and Telecommunications (6.4%) are other key segments.


The ETF holds a portfolio of 53 stocks; the top 10 holdings make up a sizeable 63.0% of its assets....

Measured by the stocks held in the iShares Turkey ETF, the forward distribution yield on the portfolio is a high 4.1%, with a p/e ratio of 7.0. This makes the ETF one of the cheapest among emerging markets.


If investors consider the profitability of some of the largest Turkish companies, just how potentially attractive those low p/e’s are becomes even more apparent....
Earlier this year, Vanguard Canada added a fourth balanced fund (a mix of stock ETFs and bond ETFs) to three others that it launched in January 2018.


Here’s a look at all four of these ETFs:


VANGUARD CONSERVATIVE INCOME ETF PORTFOLIO $25.81 (Toronto symbol VCIP), holds roughly 20% of its assets in Vanguard stock ETFs and 80% in bond ETFs....

The dramatic downward movement in U.S. government bond yields in March reverberated through the markets, with interest rate-sensitive groups, such as real estate and utilities, benefitting strongly from renewed expectations for lower, or at least steady, interest rates.


The iShares 20+ Year Treasury Bond ETF (TLT.O) tracks long-term U.S....