ETFs

Exchange traded funds trade on stock exchanges, just like stocks. Investors can buy them on margin, or sell them short. The best exchange-traded funds offer well-diversified, tax-efficient portfolios with exceptionally low management ETF fees. They are also very liquid.

Investors use ETFs in a variety of ways, and some investors work only with ETFs and no other type of investment in portfolio creation.

An amazing aspect of ETFs is their diversity. Some investors may create an entire portfolio solely from a few well-diversified ETFs.

ETFs trade on stock exchanges, just like stocks. That’s different from mutual funds, which you can only buy at the end of the day at a price that reflects the fund’s value at the close of trading.

Prices of ETFs are quoted in newspaper stock tables and online. You pay brokerage commissions to buy and sell them, but their low management fees give them a cost advantage over most mutual funds.

As well, shares are only added or removed when the underlying index changes. As a result of this low turnover, you won’t incur the regular capital gains taxes generated by the yearly distributions most conventional mutual funds pay out to unitholders.

ETFs have a place in every investor’s portfolio, at TSI Network we also recommend using our three-part Successful Investor strategy:

  1. Invest mainly in well-established companies;
  2. Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; the Consumer sector; Finance; Utilities);
  3. Downplay or avoid stocks in the broker/media limelight.

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ETFs Library Archives
This month, we highlight three ETFs from Canadian providers that invest in the cryptocurrency XRP—making them the first North American ETFs that invest directly into the fourth-largest cryptocurrency.


The largest cryptocurrencies by market value, Bitcoin and Ethereum, can be accessed by Canadian investors through ETFs such as the Purpose Bitcoin ETF (Toronto symbol BTCC) and the CI Galaxy Ethereum ETF (Toronto symbol ETHX).
Tourism is an important part of the Thai economy, contributing around 8% of the country’s gross domestic product in 2024. The industry has also grown considerably over the past 10 years, with foreign arrivals increasing by 31%.


In 2024, the country welcomed 32.4 million tourists, ranking 8th in the world in terms of arrivals. These tourists spent $42 billion during the year, up sharply from 2023 but still well below the $60 billion of 2019. The industry is credited with employing over 4 million people.
Thailand is Southeast Asia’s second-largest economy, with growth driven by tourism, exports, and manufacturing. The tourism industry keeps rebounding along with international travel. Meanwhile, manufacturing and exports continue to expand, but they do face challenges from the Trump administration’s plans to attach a blanket 36% tariffs to Thai goods as well as sluggish global growth including in China.
Commodities can help diversify portfolios, but they are cyclical and come with high levels of price volatility.


Well-diversified ETFs that offer exposure to commodity producers can, however, help investors overcome the problems associated with direct investments in physical commodities, or funds that track a single commodity.



Below, we look at three ETFs providing exposure to commodity producers. For more information on the risks and returns of commodities, see the supplement on page 80.
TD U.S. EQUITY INDEX ETF $48.79 (Toronto symbol TPU; TSINetwork ETF Rating: Aggressive; Market Cap: $3.5 billion) invests in U.S. publicly listed companies.


The ETF tracks the Solactive U.S. Large Cap Index. That index includes large companies listed on the U.S. public markets. Stocks are weighted based on their market values.
GLOBAL X SUPERDIVIDEND ETF $23.08 (New York symbol SDIV) invests in 100 of the highest-yielding stocks worldwide.

Stocks in the fund’s portfolio are equally weighted to reduce the risk associated with high exposure to individual companies. The stocks must also meet criteria for market cap and liquidity.
Artificial intelligence (AI) is essentially the merging of today’s big computing with big data. This has resulted in breakthroughs in everything from medical research to building cars capable of driving themselves. At the same time, AI is just one of many new technologies disrupting—and increasingly powering—the performance of firms across a range of industries.

Here we discuss two ETFs that hold companies involved in the development of AI and more. Meanwhile, in the supplement on page 79, we look at how whole industries are being reshaped by the advances of AI companies, many of which are held by the following ETFs.

VANECK VECTORS VIETNAM ETF, $13.76, is a buy for aggressive investors. This emerging-markets ETF (New York symbol VNM) taps the country’s leading firms as well as foreign firms that get a significant share of their revenue from this Southeast Asian nation....
ISHARES MSCI TAIWAN INDEX FUND, $58.75, is a buy for aggressive investors. The ETF (New York symbol EWT; buy or sell through brokers) gives you direct exposure to some of the top public companies of this East Asian powerhouse economy.


The fund’s largest holding is Taiwan Semiconductor at 23.6% of assets....
The major Canadian and U.S. stock markets, while still subject to volatility, continue to offer attractive prospects for investors—especially if you buy the top stocks. All in all, we think that if you can afford to stay in the market for several years or longer, now is a good time for new buying....