How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
THE TJX COMPANIES, $88.82, is still a buy. The business (symbol TJX on New York) is a leading off-price retailer of clothing, accessories and home fashions. Off-price retailers purchase merchandise at below-wholesale prices and charge less than retail prices.

Through their shares, investors tap a network of stores....
SUNCOR ENERGY INC., $44.77, Toronto symbol SU, is a buy.

The company is Canada’s largest integrated oil firm, with major projects in the Alberta oil sands. It also operates four refineries (three in Canada and one in Colorado), along with 1,875 Petro-Canada gas stations.

With the December 2022 payment, Suncor raised your quarterly dividend by 10.6%, to $0.52 a share from $0.47....
NVIDIA CORP., $460.18, Nasdaq symbol NVDA, remains a buy, but only for highly aggressive investors.

The company is a leading designer of 3D-capable video chips; they make video games run more smoothly and appear more lifelike. Nvidia has also adapted its chips for other applications, including artificial intelligence (AI), datacentres and self-driving cars.

The stock gained 8% this week after the company reported better-than-expected quarterly results but also increased its forecast revenue for the current quarter....
ROYAL BANK OF CANADA, $121.02, Toronto symbol RY, is a buy.

The bank continues to benefit from higher interest income on its loans due to higher interest rates. As well, it cut the number of full-time employees by 1% in the latest quarter, and it plans to further reduce headcount by 1% to 2% in the current quarter.

In its 2023 third quarter, ended July 31, 2023, Royal’s earnings before unusual items rose 11.4%, to $2.84 a share (or a total of $3.96 billion) from $2.55 a share (or $3.56 billion) a year earlier....

You Can See Our WSSF Income-Seeking Portfolio For September Here.


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You Can See Our High-Growth Dividend Payer Portfolio For September 2023 Here.


You can’t fake a record of dividends....
A: Johnson Controls International, $58.50, symbol JCI on New York (Shares outstanding: 680.3 million; Market cap: $40.0 billion; www.johnsoncontrols.com), manufactures commercial and residential HVAC equipment, industrial refrigeration systems, controls, security systems, fire-detection systems and fire-suppression solutions.

The company also provides technical services, including maintenance, management, repair, retrofit and replacement of equipment (in the HVAC, industrial refrigeration, security and fire-protection markets)....
A: Procore Technologies Inc., $62.68, symbol PCOR on New York (Shares outstanding: 142.4 million; Market cap: $8.9 billion; www.procore.com) is a leading provider of cloud-based construction management software.

Procore’s software platform aims to let all parties in a construction project communicate with each other online, share data and programs that are stored on remote servers, and manage their workflows more effectively....
A: Warby Parker Inc., $12.34, symbol WRBY on New York (Shares outstanding: 97.4 million; Market cap: $1.4 billion; www.warbyparker.com), is a prescription eyewear seller founded in 2010 by four friends attending business school....
As I’ve often mentioned, the biggest risk you face as an investor is hidden or unrecognized conflicts of interest. It’s not because any one conflict of interest can do great damage to your finances. The risk comes out of the fact that conflicts of interest are everywhere.

That’s especially so with ESG (Environmental, Social and Governance) issues....