How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
A: Tricon Residential Inc., $19.67, symbol TCN on Toronto (Shares outstanding: 272.2 million; Market cap: $5.4 billion; www.triconresidential.com), owns and operates a portfolio of more than 37,000 single-family rental (SFR) homes and multi-family rental apartments in the U.S....
A: PayPal Holdings Inc., $118.23, symbol PYPL on Nasdaq (Shares outstanding: 1.2 billion; Market cap: $142.0 billion; www.paypal.com), remains a buy, but only for aggressive investors.

The company gives investors a way to tap into the fast-growing field of online transaction processing....
Here are three rules for investing successfully in fast-growing stocks:
  1. These stocks tend to be highly volatile, but not consistently so. They may go racing up and down, but also go through long periods of relative price stability.
  2. If you wait to buy on a dip, you may sit through a long rise and miss out on a huge gain.
  3. A bigger risk of waiting to buy on a dip is that the downturn that spurs you to buy may look like a dip at first, but turn out to be the start of a major decline.

Waiting for a dip sounds like conservative, risk-reduced investing....
UPSTART HOLDINGS INC., $109.03, symbol UPST on Nasdaq, is a California-based artificial intelligence (AI) lending platform that aims to help its bank partners make better credit decisions resulting in more loans at lower risk. The company also operates Upstart Auto Retail, a platform that aims to help auto dealers close more sales.

Upstart’s platform connects consumers looking for loans with its network of Upstart AI-enabled bank partners....
INTEL CORP., $48.11, Nasdaq symbol INTC, remains a buy for long-term gains.

The company is the world’s leading maker of computer chips: its products power 90% of all personal computers and more than 80% of all datacentres.

With the March 2022 payment, Intel raised your quarterly dividend by 5.0%....
PFIZER INC., $51.57, New York symbol PFE, is your #1 Income Buy for 2022.

The company is one of the world’s largest makers of prescription drugs. Its top-selling brands include Eliquis (stroke), Ibrance (breast cancer) and Prevnar (pneumonia).

Pfizer has increased its dividend rate each year since 2011....
BIRCHCLIFF ENERGY LTD., $8.67, is a buy for aggressive investors. The company (symbol BIR on Toronto) develops and produces oil and gas, mainly in the Peace River Arch area of both Alberta and B.C. Its average output of 78,716 barrels of oil equivalent per day is 80% natural gas and 20% oil.

Cash flow in the quarter ended December 31, 2021, jumped sharply, to $0.73 a share from $0.25 a year earlier....
ROYAL BANK OF CANADA, $137.32, Toronto symbol RY, is a buy.

The bank will now purchase U.K.-based wealth management firm Brewin Dolphin Holdings Plc. Its assets under management totalled 59 billion British pounds (roughly $101 billion Canadian) as of December 31, 2021.

Royal will pay $2.6 billion for Brewin Dolphin....
A: Richards Packaging Income Fund, $46.53, symbol RPI.UN on Toronto (Units outstanding: 11.0 million; Market cap: $526.6 million; www.richardspackaging.com), is a full-service packaging maker and distributor to small- and medium-sized North American businesses in the cosmetics (25% of sales), healthcare (40%), food & beverage, and other industries (35%).

The fund first sold stock to the public at $10 a unit and began trading on Toronto in April 2004....
A: Planet Fitness Inc., $86.85, symbol PLNT on Nasdaq (Shares outstanding: 84.4 million; Market cap: $7.7 billion; www.planetfitness.com), is one of the largest and fastest-growing franchisors and operators of fitness centres in the U.S....