How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
You Can See our Aggressive Growth Portfolio for February 2026 Here.


We designed our Portfolios to help you build the kind of portfolio we advocate. First, you should invest mainly in stocks from our “Average” or higher TSINetwork Ratings, which make up the bulk of the choices in our Portfolios.
A: BMO US Dividend Hedged to CAD ETF, $34.35, symbol ZUD on Toronto (Units outstanding: 4.2 million; Market cap: $145.1 million; www.etfs.bmo.com), holds U.S. stocks that have maintained or increased their dividend rates over the last three years and meet other criteria focused on yield and dividend payout ratio. The fund’s managers rebalance the underlying portfolio in June and December.


Top holdings are Broadcom, AbbVie, IBM, Apple, Cisco, JPMorgan Chase, Exxon Mobil, Merck, Oracle, and Philip Morris International.



The ETF is hedged against movements of foreign currencies against the Canadian dollar. Its value rises and falls solely with the stocks in its portfolio, so it wouldn’t give you any diversification through foreign currency exposure.
A: Lindsay Corp., $123.73, symbol LNN on New York (Shares outstanding:10.6 million; Market cap: $1.3 billion; www.lindsay.com), manufactures irrigation and infrastructure equipment and technology.


The company’s irrigation products include centre-pivot and lateral-move irrigation systems, remote irrigation management and scheduling technology, and other agriculture-related engineering services. Centre pivots rotate around a fixed point, creating circular patterns (often with corner arms for squares), while lateral moves travel in straight lines, covering rectangular fields nearly completely. All together, this segment accounts for 84% of the company’s revenue.



The infrastructure products it manufactures include movable highway and road barriers, specialty barriers and crash cushions, road marking and road safety equipment, and railroad signals and structures. Lindsay also provides equipment for monitoring critical infrastructure. This segment accounts for the remaining 16% of revenue.
A: Autodesk Inc., $263.93, symbol ADSK on Nasdaq (Shares outstanding: 212.0 million; Market cap: $57.4 billion; www.autodesk.com), is a leader in 3D design, engineering and entertainment software. Those products include AutoCAD, Revit, Inventor, Fusion 360, 3ds Max, and Maya software.


The company’s four product families by revenue are Architecture, Engineering, Construction and Operations (50%); AutoCAD and AutoCAD LT (25%); Manufacturing (19%); and Media & Entertainment (5%). Other revenue sources account for the remaining 1%.



The U.S. contributes 36% of its sales, with the EMEA (Europe, Middle East, and Africa) accounting for 39%, APAC (Asia Pacific), 17%, and the rest of the Americas, 8%.
Investing has its own set of laws, but they are different from the laws of the physical world. In fact, they are more like certainties than laws—they always apply in the end, though at times it may seem they’ve been suspended or repealed. Here are some of those investment certainties you need to keep in mind as we move further into 2026.