How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
A: Definity Financial Corp., $73.53, symbol DFY on Toronto (Shares outstanding: 115.8 million; Market cap: $8.5 billion; www.definityfinancial.com), is the name for the holding company of Economical Insurance, Family Insurance Solutions, Petline Insurance, and Sonnet Insurance....
A: Wingstop Inc., $384.35, symbol WING on Nasdaq (Shares outstanding: 27.9 million; Market cap: $10.5 billion; ir.wingstop.com) is the largest fast casual chicken wings-focused restaurant chain in the world.

The first Wingstop opened in Garland, Texas in 1994, and began franchising restaurants in 1997....
A: BMO International Dividend ETF, $26.20, symbol ZDI on Toronto (Units outstanding: 24.4 million; Market cap: $639.7 million; www.bmoetfs.ca), offers a portfolio of high-yield dividend-payers from developed markets....
Over the last few months, Inner Circle members have wondered about the need for portfolio diversification outside of North America. Our first question below is a prime example.

As part of our three-part Successful Investor strategy, we continue to recommend that you spread your money out across most if not all of the five main economic sectors—Manufacturing & Industry; Resources & Commodities; the Consumer sector; Finance; Utilities.

However, we feel North American listed stocks can give you the diversity you want, and provide better long-term returns....
WARNER MUSIC GROUP CORP., $26.37, is a buy. The company’s shares (symbol WMG on Nasdaq) began trading on June 3, 2020, following its IPO.

Warner Music is one of the world’s leading music entertainment companies. Its record labels include Atlantic Records, Warner Records, and Elektra Records....
CANADIAN TIRE CORP., $177.30, Toronto symbol CTC.A, is a buy.

The company operates 502 Canadian Tire stores, which sell automotive parts and services, and household and sporting goods; franchisees run most of the locations. The company’s other operations also enrich its outlook....
E.L.F. BEAUTY INC., $117.66, symbol ELF on New York, sells cosmetics at below department store prices and those of specialty shops like Sephora. E.L.F. stands for eyes, lips and face.

The company’s products are sold in its own E.L.F. stores, online, and at large retailers such as Target (23% of sales), Walmart (16%), Ulta Beauty (12%) and Amazon (12%).

E.L.F....
RIOCAN REAL ESTATE INVESTMENT TRUST, $17.41, Toronto symbol REI.UN, is a top pick for 2025.

The REIT owns all or part of 177 shopping centres and other properties across Canada, including eight under development. Its occupancy rate is a high 98.0%.

RioCan cut its monthly distribution by 33.3% to $0.96 a unit (on an annual basis) in February 2021 as retailers shut down due to the COVID-19 pandemic....
WELLS FARGO & CO., $76.31, New York symbol WFC, is a buy.

The bank had total assets of $1.95 trillion as of March 31, 2025. That makes Wells Fargo the fourth-largest bank in the U.S., after J.P. Morgan, Bank of America, and Citigroup.

Due to the 2016 scandal that saw Wells Fargo employees open bank and credit card accounts for customers without their consent, the U.S....

You Can See Our CWA REIT & Trust Portfolio For June 2025 Here.


We think investors will profit most—and with the least risk—by buying shares of well-established companies with strong business prospects and strong positions in healthy industries....