How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
A: Trimble Inc., $31.20, symbol TRMB on Nasdaq (Shares outstanding: 250.6 million; Market cap: $7.9 billion; www.trimble.com), mainly provides advanced GPS positioning systems to commercial and government users in several areas....
A: iShares MSCI United Kingdom ETF, $31.89, symbol EWU on New York (Units outstanding: 77.8 million; Market cap: $2.5 billion; www.ishares.com), is an ETF that invests in 109 large and mid-sized companies in the U.K.


The ETF’s top holdings are Royal Dutch Shell, HSBC Holdings, British American Tobacco plc, BP plc, GlaxoSmithKline plc, Diageo plc, AstraZeneca, Vodafone Group and Reckitt Benckiser Group.


iShares launched the ETF on March 12, 1996....












































CI Canadian Bond Fund



$ 31,286



CI Canadian Equity



$ 73,406



CI Corporate Bond



$ 37,783



iShares Cdn S&P/TSX60



$ 22,640



iShares MSCI JAPAN ETF



$ 22,640



BCE Inc.



$ 7,592



SPDR S&P China ETF



$ 6,783



WestJet Airlines



$ 12,090



Cash



$ 3,489



TOTAL Investments



$ 217,710




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In particular, we also don’t recommend bond funds: Bonds are unlikely to perform well over the next few years, if only because interest rates will likely hold steady or rise....
Dear Inner Circle member,


In our last Inner Circle, I wrote about the difficulty you face when you try to predict stock-market corrections (temporary setbacks in stock prices). The task relies on a lot of guesswork. On the whole, it does more harm than good to investor finances.


Last week I focused on the drawbacks of the “too far, too fast” approach to predicting corrections....
A: Northland Power Inc., $24.20, symbol NPI on Toronto (Shares outstanding: 172.0 million; Market cap: $4.2 billion; www.northlandpower.ca), develops, builds, owns and operates natural gas-fired power plants, wind farms, solar projects and hydroelectric facilities.


The company switched its registration from an income trust to a corporation on January 1, 2011.


Northland owns or has stakes in 1,394 megawatts of generating capacity, with an additional 642 megawatts under construction.


In May 2014, the company purchased a 60% stake in Project Gemini—a $4.1 billion wind farm in the North Sea, off the coast of the Netherlands....
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Honeywell’s shares dropped from $115 to as low as $105 in early October 2016 after it lowered the forecast for its fiscal 2016 earnings.


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A: Constellation Software, $577.46, symbol CSU on Toronto (Shares outstanding: 21.2 million; Market cap: $12.6 billion; www.csisoftware.com), sells software tailored to individual businesses and agencies....
A: PFB Corp., $9.13, symbol PFB on Toronto (Shares outstanding: 6.7 million; Market cap: $61.3 million; www.pfbcorp.com), makes building insulation products that are sold across North America. Canada accounts for two-thirds of its sales.


The company sells those products under a number of brand names:


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