How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
CANADIAN TIRE CORP., $177.30, Toronto symbol CTC.A, is a buy.

The company operates 502 Canadian Tire stores, which sell automotive parts and services, and household and sporting goods; franchisees run most of the locations. The company’s other operations also enrich its outlook....
E.L.F. BEAUTY INC., $117.66, symbol ELF on New York, sells cosmetics at below department store prices and those of specialty shops like Sephora. E.L.F. stands for eyes, lips and face.

The company’s products are sold in its own E.L.F. stores, online, and at large retailers such as Target (23% of sales), Walmart (16%), Ulta Beauty (12%) and Amazon (12%).

E.L.F....
RIOCAN REAL ESTATE INVESTMENT TRUST, $17.41, Toronto symbol REI.UN, is a top pick for 2025.

The REIT owns all or part of 177 shopping centres and other properties across Canada, including eight under development. Its occupancy rate is a high 98.0%.

RioCan cut its monthly distribution by 33.3% to $0.96 a unit (on an annual basis) in February 2021 as retailers shut down due to the COVID-19 pandemic....
WELLS FARGO & CO., $76.31, New York symbol WFC, is a buy.

The bank had total assets of $1.95 trillion as of March 31, 2025. That makes Wells Fargo the fourth-largest bank in the U.S., after J.P. Morgan, Bank of America, and Citigroup.

Due to the 2016 scandal that saw Wells Fargo employees open bank and credit card accounts for customers without their consent, the U.S....

You Can See Our CWA REIT & Trust Portfolio For June 2025 Here.


We think investors will profit most—and with the least risk—by buying shares of well-established companies with strong business prospects and strong positions in healthy industries....
We’ve often said that growth by acquisition is riskier than growth from a company’s existing operations. That’s because the buyer of something rarely knows as much about it as the seller. That knowledge gap exposes the buyer to an above-average risk of unpleasant surprises.

Of course, some companies do a better job than others when acquiring assets....
INTACT FINANCIAL CORP., $311.35, is a buy. The stock (symbol IFC on Toronto) offers investors exposure to Canada’s largest provider of property and casualty insurance. Intact insures more than five million individuals and businesses. Its major brands are Intact Insurance, Canada BrokerLink and belairdirect.

In a bid to add value for investors, the company acquired OneBeacon Insurance Group for $1.7 billion U.S....
MEDTRONIC PLC, $82.98, symbol MDT on New York, develops, makes and distributes a wide range of healthcare-related devices and equipment. Based on revenue, the company is the world’s largest medical device provider.

Medtronic operates in 150 countries and employs over 90,000 people....
NVIDIA CORP., $135.13, Nasdaq symbol NVDA, is your #1 Aggressive Buy for 2025.

The company is a leading designer of 3D-capable video chips; they make video games run more smoothly and appear more lifelike. Nvidia has also adapted its chips for other applications, including artificial intelligence (AI), datacentres and self-driving cars.

Nvidia estimated that restrictions on exports of certain AI chips to China cut its revenue by $2.5 billion in its fiscal 2026 first quarter, ended April 27, 2025, Even so, its revenue still soared 69.2% in the quarter, to $44.06 billion from $26.04 billion a year earlier....
TORONTO-DOMINION BANK, $94.77, Toronto symbol TD, remains a buy for patient, income-seeking investors.

With the January 2025 payment, TD raised your quarterly dividend by 2.9%, to $1.05 a share from $1.02. The new annual rate of $4.20 yields a solid 4.4%.

The bank recently settled charges over lapses in the anti-money laundering processes at its U.S....