How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

[text_ad]

Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

[text_ad]

Read More Close
How To Invest Library Archives
ROYAL BANK OF CANADA, $165.38, Toronto symbol RY, is a buy.

With the February 2025 payment, Royal raised your quarterly dividend by 2.9%. Investors will then receive $1.48 a share instead of $1.42. The new annual rate of $5.92 yields 3.6%.

The bank continues to benefit from its March 2024 purchase of the Canadian operations of U.K.-based HSBC Holdings plc (New York symbol HSBC) for $15.5 billion.

HSBC operates 130 branches that mainly cater to businesses in industries that trade and bank internationally....
A: Perpetua Resources Corp., $12.24, symbol PPTA on Toronto (Shares outstanding: 70.2 million; Market cap: $863.5 million; www.perpetuaresources.com), is a development-stage company that acquires mining properties with the purpose of exploring, evaluating, and placing them into production....
A: The Cheesecake Factory, $49.31, symbol CAKE on Nasdaq (Shares outstanding: 51.6 million; Market cap: $2.7 billion; www.thecheesecakefactory.com), is a restaurant chain.

The company started up in 1978 when David Overton opened the First Cheesecake factory restaurant in Beverly Hills, California....
A: European Wax Center Inc., $5.93, symbol EWCZ on Nasdaq, (Shares outstanding: 55.9 million; Market cap: $346.8 million; www.waxcenter.com) is a leading franchisor of out-of-home hair removal services.

Founded in 2004 by brothers David and Joshua Coba, European Wax Center offers waxing services and its own line of products....
A: Enghouse Systems Ltd., $25.28, symbol ENGH on Toronto, (Shares outstanding: 55.2 million; Market cap: $1.4 billion; www.enghouse.com) is a software and services provider.

The company operates through two business groups: Interactive Management (59% of total revenue) sells software for managing customer interactions; and Asset Management (41% of revenue) offers technological solutions for network operators as well as software solutions for transit and transportation operators.

Enghouse’s revenue fell 7.3%, from $503.8 million in 2020 (fiscal years ended October 31) to $467.2 million in 2021....
Here’s an update on investing in artificial intelligence, inspired by AI history and recent investor news.

After a deep market plunge in 2022, artificial intelligence start-ups have rebounded sharply. This has a thin but eerie similarity to the performance of computer & electronics stocks in the late 1990s, when these stocks boomed, and the second plunge many of them went through a few years later.

We only began recommending computer & electronics stocks in earnest during and after their second plunge....
DOMINO’S PIZZA INC., $489.71, remains a buy. Through their shares, investors gain exposure to the world’s largest chain of pizza stores offering takeout and delivery. The company (symbol DPZ on New York) operates 21,366 outlets, in the U.S. and 85 other countries....
NVIDIA CORP., $124.91, Nasdaq symbol NVDA, is your #1 Aggressive Buy for 2025.

The company is a leading designer of 3D-capable video chips; they make video games run more smoothly and appear more lifelike. Nvidia has also adapted its chips for other applications, including artificial intelligence (AI), datacentres and self-driving cars.

In its fiscal 2025 fourth quarter, ended January 26, 2025, Nvidia’s revenue soared 77.9%, to $39.33 billion from $22.10 billion a year earlier....
BIRKENSTOCK HOLDING LIMITED, $49.48, symbol BIRK on New York, is an iconic German footwear maker whose history dates back to 1774. The first Birkenstock sandal was created by Karl Birkenstock in 1963. Karl was the great-great-grandson of founder Johann Adam Birkenstock.

California dressmaker Margo Fraser brought the sandals to the U.S....
INNERGEX RENEWABLE ENERGY INC., $13.60, Toronto symbol INE, is a hold.

The company operates 42 hydroelectric plants, 35 wind farms, 9 solar fields, and three battery energy storage facilities, in Canada, the U.S., Chile and France.

For 2024, Innergex reduced its dividend payout ratio to between 30% and 50% of its free cash flow (operating cash flow less capital expenditures) to provide maximum financial flexibility for investments in new projects.

As a result, the company cut its annual dividend rate by 50.0% to $0.36 a share, which yields 2.6%....