How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
ENGHOUSE SYSTEMS LTD., $27.12, symbol ENGH on Toronto, is a software and services provider.

The company operates through two business groups: Interactive Management (59% of total revenue) sells software for managing customer interactions; and Asset Management (41% of revenue) offers technology solutions for network operators and software solutions for transit and transportation operators.

Acquisitions have fuelled much of the company’s growth and helped to diversify its operations.

On December 16, 2024, the company announced that its U.K....
ELI LILLY AND COMPANY, $725.72, is a buy. The drugmaker (symbol LLY on New York) discovers, develops, manufactures and markets human pharmaceutical products.

The company expects to report revenue of $45.0 billion for 2024, which is 32% above its 2023 revenue....
CANADIAN UTILITIES LTD., $34.41, Toronto symbol CU, is a buy.

The company distributes electricity and natural gas in Alberta and Australia. It also owns or invests in power plants in Canada, Mexico, Australia and Chile. ATCO Ltd. (see below) owns 52.6% of the firm.

Canadian Utilities will now raise your quarterly dividend by 1.0%....
J.P. MORGAN CHASE & CO., $259.41, New York symbol JPM, is a buy.

Morgan is the largest banking firm in the U.S., with total assets of $4.00 trillion as of December 31, 2024.

In the three months ended December 31, 2024, Morgan’s earnings soared 54.1%, to $13.67 billion from $8.87 billion a year earlier....
THOMSON REUTERS CORP., $230.51, is your #1 Conservative Buy for 2025.

The company sells specialized information (mainly through electronic channels) to professionals in the legal, and tax and accounting fields. It also owns the Reuters news service.

Under a new plan to fuel its long-term growth, Thomson is now expanding the use of artificial intelligence (AI) software tools in its data offerings....
A: Royal Caribbean Cruises Ltd., $229.99, symbol RCL on New York (Shares outstanding: 268.9 million; Market cap: $61.8 billion; www.royalcaribbeangroup.com), is one of the leading cruise companies in the world.

Founded in 1968, the company owns and operates three global cruise brands: Royal Caribbean International, Celebrity Cruises and Silversea Cruises....
A: Granite Real Estate Investment Trust, $68.76, symbol GRT.UN on Toronto (Units outstanding: 62.7 million; Market cap: $4.3 billion; www.granitereit.com), is a real estate investment trust, or REIT....
A: Bunge Global SA, $81.62, symbol BG on New York (Shares outstanding: 139.6 million; Market cap: $11.4 billion; www.bunge.com), is a leading global agribusiness and food company.

The company is a leader in its industry on several fronts: it processes oilseed, such as soybeans, and produces and sells vegetable oils and proteins; it processes grains; and it also produces and sells wheat flours, bakery mixes, and corn-based products across North and South America.

In Brazil, Bunge also produces sugar and ethanol through its 50% interest in BP Bunge Bioenergia, a joint venture with oil and gas giant BP plc.

In October 2023, Bunge’s shareholders voted to change the company’s place of incorporation and residence from Bermuda to Switzerland.

The company now operates through three segments: Agribusiness, Refined and Specialty Oils, and Milling.

The Agribusiness segment buys, stores, transports, processes, and sells agricultural commodities and commodity products....
For some investors, Donald Trump inspires suspicion if not a touch of distaste. That’s understandable—his demeanor can be as rough as you might expect from somebody who started his political career late in life, after decades in the corrupt, rough-and-tumble New York City construction business.

Trump worked tough, long days, weeks and months, and also managed to get an Ivy League degree in Business....
AMENTUM HOLDINGS INC., $22.51, symbol AMTM in New York, provides advanced engineering and technology solutions to the U.S. government and its allied partners (90% of revenue) and commercial customers (10%). It sells to energy, environmental, intelligence, space, defence, civilian and commercial markets.

On September 27, 2024, Amentum completed a major merger with the Critical Mission Solutions (CMS) and Cyber and Intelligence (C&I) businesses of Jacobs Solutions (symbol J on New York)....