How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
A: Fuerte Metals Corp., $9.38, symbol FMT on the TSX Venture Exchange (Shares outstanding: 140.6 million; Market cap: $1.3 billion; www.fuertemetals.com), is a Vancouver-based exploration and development company focused on base and precious metals projects in the Americas.

Formerly called Atacama Copper, it is now best known for its Coffee gold project in the Yukon Territory. It also has two projects in Mexico and one in Chile.

The company acquired the Coffee project from Newmont Corp. on October 17, 2025.
A: Webtoon Entertainment Inc., $12.75, symbol WBTN on Nasdaq (Shares outstanding: 134.7 million; Market cap: $1.7 billion; www.webtoon.com), is a Los Angeles-based entertainment company that operates some of the world’s largest storytelling platforms. These include Webtoon and Wattpad.

Founded in 2005, the company’s platforms connect over 27 million creators with roughly 160 million MAUs (monthly active users) in over 150 countries.

Webtoon has partnered with the likes of DC Comics, Archie Comics and the anime streaming service Crunchyroll.
A: The Chefs’ Warehouse, $79.32, symbol CHEF on Nasdaq (Shares outstanding: 40.8 million; Market cap: $3.2 billion; www.chefswarehouse.com), distributes specialty food products in the U.S. and Canada.

Chefs’ Warehouse has 44 distribution centres in the U.S., the Middle East, and Canada, serving over 55,000 customer locations in those areas. It also markets its specialty food offerings directly to consumers through a mail and e-commerce platform.

The company’s portfolio includes more than 90,000 products needed by chefs operating in high-end, menu-driven restaurants, fine-dining establishments, country clubs, hotels, catering outfits, cooking schools, bakeries, patisseries, chocolatiers, cruise lines, casinos, and specialty food stores.
A: BMO Canadian High Dividend Covered Call ETF, $21.94, symbol ZWC on Toronto (Units outstanding: 101.7 million; Market cap: $2.1 billion; www.bmo.com/gam/ca), focuses on mostly high-quality Canadian stocks.

Its top holdings are Royal Bank at 7.2%; CIBC, 6.0%; TD Bank, 6.0%; Canadian Natural Resources, 5.7%; Bank of Nova Scotia, 5.2%; Enbridge, 5.0%; Suncor, 5.0%; TC Energy, 4.1%; Bank of Montreal, 3.6%; and Agnico Eagle, 3.4%.

The ETF’s industry breakdown is Financials, 38.7%; Energy, 23.0%; Materials, 12.6%; Utilities, 8.8%; Communications services, 6.4%; Industrials, 4.9%; Consumer discretionary, 2.8%; and Consumer staples, 2.7%.
Here’s a good general rule to follow when choosing investments: Simple is better.

As an Inner Circle member, you may have heard it before, but like all good general rules, it bears repeating. To elaborate, the easier an investment is to explain and understand, the less likely it is to harbour hidden risks and costs that can only work against you. As the old investor saying goes, “Stick with plain vanilla.”

For the investment industry, the rule works in reverse: The more complicated, the better. Each new feature provides a profit opportunity for the institution that sponsors the investment. It’s particularly important to keep this in mind with exchange-traded funds (ETFs).