investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

Read More Close

We keep an eye on activist investors as they tend to target struggling firms, such as Kenvue and El Pollo, that could boost shareholder value with asset sales and spinoffs. However, these two stocks offer limited appeal right now.


KENVUE INC....
Leon’s Furniture is attractively priced as it continues to offer a solid yield and plenty of upside thanks to some promising real estate developments.
RioCan REIT offers a high 7.1% yield as it continues to expand and report high occupancy rates from a reliable suite of large, well-known and stable tenants.
PROCTER & GAMBLE CO., $166.91, New York symbol PG, is a buy.

The company is one of the world’s largest makers of household and personal-care goods. Major brands include Tide (laundry detergent), Pampers (diapers), Gillette (razors), Crest (toothpaste) and Vicks (cold remedies).

Procter will now raise your quarterly dividend by 5.0%....

You Can See Our Exchange-Traded Funds Portfolio For May 2025 Here.


ETFs in brief

Exchange-traded funds are set up to mirror the performance of a stock-market index or sub-index....
The traditional bear market threshold is a 20% drop from a market peak. And although, in our view, looking at past market movements is no guide to what happens next, it’s interesting to note that stocks have always bounced back from market downturns.


The market disruption that started in mid-February of 2025, and continued in March and April, has seen declines for the U.S....

This month we highlight a diversified ETF launched by the Toronto-based alternative asset manager, Arrow Capital Management—and managed by WaveFront Global Asset Management.


The second fund is a short-dated U.S. dollar money market ETF launched by TD Asset Management.


WaveFront All-Weather Alternative Fund $20.39 (Toronto symbol WAAV) invests in a range of investment assets with the aim of delivering consistent returns across diverse market conditions.


The ETF launched in January 2025, charges an MER of 0.95%....
For decades Germany was considered to be the economic growth engine of Europe generating growth between 2% to 4% per year. But growth has slowed sharply since 2000, averaging about 1% per year. In the 2024 IMD World Competitiveness Report, Germany continued to slide and is now ranked 24th out of 67 countries.


The relative stagnation of the German economy is due to various factors:


Bureaucratic obstacles—complex regulatory frameworks and lengthy approval processes are stifling entrepreneurial initiatives, making it difficult for businesses to adapt swiftly to changing market conditions.


An aging population—this poses significant challenges for its workforce and productivity....
Germany was the only country in the Group of Seven (G7) wealthy nations to suffer an economic contraction in both 2023 and 2024. One reason was the country’s “debt brake.” In place since 2009, it sharply limits the government’s ability to borrow and run economy-stimulating deficits.


However, newly elect German Chancellor Friedrich Merz has now secured backing to remove the debt brake and pave the way for a massive increase in state borrowing.


This will spur a boom in defence and security spending as well as 500 million euros ($545 billion U.S.) in infrastructure investment....

LEON’S FURNITURE LTD. $23(www.leons.ca) is a buy. The retailer gets less than 15% of its products from the U.S., which limits its risk to tariffs. It should also benefit from the “Buy Canadian” trend. As well, Leon’s still aims to set up a new real estate investment trust (REIT) that will hold its real estate assets....