How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
TELUS CORP., $21.98, Toronto symbol T, is your #1 Income Buy for 2025.

The company is Canada’s largest wireless carrier with 13.88 million subscribers (including non-cellphone devices such as tablets). It also sells landline phone, Internet and TV services in B.C., Alberta and eastern Quebec.

Starting in 2011, Telus began rewarding its shareholders with twice yearly dividend increases....

You Can See Our Current Power Recommendations For July 2025 Here.


Understanding our recommendations: Power Buy—These stocks are our top choices for new buying now....
Pharmaceutical stocks are often riskier than most investors realize. Drug companies must spend large sums to develop new medications and therapies, many of which will fail. Those that do succeed, will eventually lose their patent protection and face strong competition from generic drug producers.

Drugmakers also face political risk....
SNOWFLAKE INC., $208.18, symbol SNOW on New York, provides cloud-based data storage and analytics to more than 11,500 customers worldwide.

San Mateo, California-based Snowflake was founded in 2012 to help companies manage data they store in the cloud—the remote servers and software services that firms use to store and process vast amounts of information....
NORTH WEST COMPANY, $49.95, is a buy. The retailer (symbol NWC on Toronto) sells food, and everyday products and services through 230 stores. Those locations are mainly in northern communities across Canada and Alaska. Through your shares, you also tap the company’s operations in remote regions of Hawaii, the wider South Pacific and the Caribbean.

North West’s food offerings consist of perishable and non-perishable products including groceries, dairy, produce, meat, convenience foods, food service, home meal replacement, health and beauty aids, paper products and cleaning supplies....
WELLS FARGO & CO., $72.36, New York symbol WFC, is a buy.

The bank had total assets of $1.95 trillion as of March 31, 2025. That makes Wells Fargo the fourth-largest bank in the U.S., after J.P. Morgan, Bank of America, and Citigroup.

Wells Fargo last increased your quarterly dividend by 14.3% with the September 2024 payment, to $0.40 a share from $0.35....
WARNER BROS. DISCOVERY INC., $10.03, Nasdaq symbol WBD, remains a hold.

The company took its current form in April 2022 when AT&T Inc. (New York symbol T) merged its WarnerMedia business with Discovery Inc. AT&T investors received 0.241917 shares of WBD as a tax-free distribution for each share they owned.

The new firm is a leading producer of entertainment, sports and information programming....
ANDREW PELLER LTD. (class A shares) remains a buy for long-term gains.

The company, Toronto symbols ADW.A (non-voting) $5.02 and ADW.B $5.00, is Canada’s second-largest wine producer, after Arterra Wines.

In its fiscal 2025 fourth quarter, ended March 31, 2025, Peller’s sales fell 11.2%, to $75.5 million from $85.0 million a year earlier.

That decrease is largely because the year-earlier quarter included $5.8 million in support payments from the Ontario government; in fiscal 2025, the company recorded those payments throughout the year instead of reporting all in the final quarter like it did the previous year.

Thanks to a cost-cutting plan, losses in the quarter improved to $0.02 a share (or a total of $747,000) from $0.17 a share (or $6.9 million)....

You Can See Our Conservative Growth Portfolio For July 2025 Here.


We designed our Portfolios to help you build the kind of portfolio we advocate....
A: Investors sometimes ask us why we don’t publish price targets on the stocks we recommend in our newsletters and investment services.

Focusing on targets puts too much emphasis on predictions.

We don’t publish targets for several reasons. The main one is that they may lead investors to rely too heavily on predictions, which are the least reliable part of the investment decision-making process.

Big bets on predictions or opinions will always produce inconsistent results....