How To Invest

In addition, Pat thinks then beginner investors should cultivate two important qualities: a healthy sense of skepticism and patience.

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Investors should approach all investments with a healthy sense of skepticism. This can help keep you out of fraudulent stocks that masquerade as high-quality stocks. It will also keep you out of legally operated, but poorly managed, companies that promise more than they can possibly deliver.

If you are a new investor, you should also realize that losing patience can cause you to sell your best choices right before a big rise. All too often, investors buy a promising stock just as it enters a period of price stagnation. Even the best-performing stocks run into these unpredictable phases from time to time. They move mainly sideways in a wide range for months or years before their next big rise begins. (Stock brokers often refer to these stocks as “dead money.”)

If you lack patience, you run a big risk of selling your best choices in the midst of one of these phases, prior to the next big move upward. If you lose patience and sell, you are particularly likely to do so in the low end of the trading range, when stock prices have weakened and confidence in the stock has waned.

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How To Invest Library Archives
WELLS FARGO & CO., $72.36, New York symbol WFC, is a buy.

The bank had total assets of $1.95 trillion as of March 31, 2025. That makes Wells Fargo the fourth-largest bank in the U.S., after J.P. Morgan, Bank of America, and Citigroup.

Wells Fargo last increased your quarterly dividend by 14.3% with the September 2024 payment, to $0.40 a share from $0.35....
WARNER BROS. DISCOVERY INC., $10.03, Nasdaq symbol WBD, remains a hold.

The company took its current form in April 2022 when AT&T Inc. (New York symbol T) merged its WarnerMedia business with Discovery Inc. AT&T investors received 0.241917 shares of WBD as a tax-free distribution for each share they owned.

The new firm is a leading producer of entertainment, sports and information programming....
ANDREW PELLER LTD. (class A shares) remains a buy for long-term gains.

The company, Toronto symbols ADW.A (non-voting) $5.02 and ADW.B $5.00, is Canada’s second-largest wine producer, after Arterra Wines.

In its fiscal 2025 fourth quarter, ended March 31, 2025, Peller’s sales fell 11.2%, to $75.5 million from $85.0 million a year earlier.

That decrease is largely because the year-earlier quarter included $5.8 million in support payments from the Ontario government; in fiscal 2025, the company recorded those payments throughout the year instead of reporting all in the final quarter like it did the previous year.

Thanks to a cost-cutting plan, losses in the quarter improved to $0.02 a share (or a total of $747,000) from $0.17 a share (or $6.9 million)....

You Can See Our Conservative Growth Portfolio For July 2025 Here.


We designed our Portfolios to help you build the kind of portfolio we advocate....
A: Investors sometimes ask us why we don’t publish price targets on the stocks we recommend in our newsletters and investment services.

Focusing on targets puts too much emphasis on predictions.

We don’t publish targets for several reasons. The main one is that they may lead investors to rely too heavily on predictions, which are the least reliable part of the investment decision-making process.

Big bets on predictions or opinions will always produce inconsistent results....
A: Definity Financial Corp., $73.53, symbol DFY on Toronto (Shares outstanding: 115.8 million; Market cap: $8.5 billion; www.definityfinancial.com), is the name for the holding company of Economical Insurance, Family Insurance Solutions, Petline Insurance, and Sonnet Insurance....
A: Wingstop Inc., $384.35, symbol WING on Nasdaq (Shares outstanding: 27.9 million; Market cap: $10.5 billion; ir.wingstop.com) is the largest fast casual chicken wings-focused restaurant chain in the world.

The first Wingstop opened in Garland, Texas in 1994, and began franchising restaurants in 1997....
A: BMO International Dividend ETF, $26.20, symbol ZDI on Toronto (Units outstanding: 24.4 million; Market cap: $639.7 million; www.bmoetfs.ca), offers a portfolio of high-yield dividend-payers from developed markets....
Over the last few months, Inner Circle members have wondered about the need for portfolio diversification outside of North America. Our first question below is a prime example.

As part of our three-part Successful Investor strategy, we continue to recommend that you spread your money out across most if not all of the five main economic sectors—Manufacturing & Industry; Resources & Commodities; the Consumer sector; Finance; Utilities.

However, we feel North American listed stocks can give you the diversity you want, and provide better long-term returns....
WARNER MUSIC GROUP CORP., $26.37, is a buy. The company’s shares (symbol WMG on Nasdaq) began trading on June 3, 2020, following its IPO.

Warner Music is one of the world’s leading music entertainment companies. Its record labels include Atlantic Records, Warner Records, and Elektra Records....